Median Earnings (1yr)
$33,673
16th percentile (40th in KY)
Median Debt
$29,000
11% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
32
Adequate data

Analysis

Northern Kentucky University's teacher education program underperforms both state and national standards in a troubling way. While the $29,000 debt load is relatively modest, first-year earnings of just $33,673 land this program in the 16th percentile nationally—meaning 84% of comparable programs produce better outcomes. Even within Kentucky's competitive teacher education landscape, NKU ranks below the state median of $35,282, trailing programs like Western Kentucky and Eastern Kentucky by significant margins.

The math here is particularly stark for teaching: that first-year salary is $9,400 below the national median for this degree, which translates to real financial strain during those critical early career years when teachers are establishing themselves. The 29% earnings growth to $43,453 by year four is positive, but even that improved salary barely matches where most programs start graduates nationally. Compare this to University of Louisville's graduates earning $56,188—nearly $13,000 more by year four.

For families considering in-state options, this program represents questionable value even at Northern Kentucky's access-oriented price point. If teaching in Kentucky is the goal, several state schools deliver notably better outcomes with similar debt burdens. Unless there are compelling geographic or personal reasons to attend NKU specifically, other Kentucky programs offer a clearer path to financial stability in an already modestly-compensated profession.

Where Northern Kentucky University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Northern Kentucky UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $34k, placing them in the 16th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Kentucky (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$33,673$43,453$29,0000.86
University of Louisville$56,188$51,705$22,2500.40
Western Kentucky University$36,830$38,071$30,3750.82
Eastern Kentucky University$35,740$36,975$19,7500.55
University of Kentucky$35,282$42,393$24,0020.68
Morehead State University$35,150—$29,2250.83
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Louisville
Louisville
$12,828$56,188$22,250
Western Kentucky University
Bowling Green
$11,436$36,830$30,375
Eastern Kentucky University
Richmond
$10,130$35,740$19,750
University of Kentucky
Lexington
$13,212$35,282$24,002
Morehead State University
Morehead
$9,838$35,150$29,225

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.