Est. Earnings (1yr)
$38,234
Est. from national median (55 programs)
Est. Median Debt
$48,849
Est. from national median (17 programs)

Analysis

A debt load approaching $49,000 for a bachelor's in software and media applications demands careful scrutiny, particularly when peer programs nationally suggest first-year earnings around $38,000. That 1.28 debt-to-earnings ratio means graduates would owe more than a full year's salary before taxes—a burden that could take a decade or more to resolve on typical tech sector starting salaries. With 71% of students receiving Pell grants, many families here are counting on this degree to change their financial trajectory, but they're taking on substantially more debt than the national median of $27,000 for similar programs.

The Puerto Rico context adds another layer of complexity. The one comparable program with reported data shows earnings of just $15,617—dramatically lower than national figures. If NUC graduates face the local PR job market rather than relocating to the mainland, those earnings estimates could prove wildly optimistic, turning an already challenging debt burden into something nearly unmanageable. Even if graduates do find $38,000-level positions, the monthly loan payments on $49,000 in debt would consume a significant portion of take-home pay.

Before committing, families should understand exactly where recent graduates have landed jobs—specifically whether they're staying in Puerto Rico or relocating. If most positions are on the mainland, factor in relocation costs and being far from family support networks. If they're local, the debt load looks even more precarious against PR salary realities.

Where NUC University Stands

Earnings vs. debt across all computer software and media applications bachelors's programs nationally

Compare to Similar Programs in Puerto Rico

Computer Software and Media Applications bachelors's programs at peer institutions in Puerto Rico (4 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
NUC UniversityBayamon$8,054$38,234*—$48,849*—
Atlantic UniversityGuaynabo$8,280$15,617*$22,518$5,131*0.33
National Median—$38,234*—$27,000*0.71
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer software and media applications graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Computer and Information Research Scientists

Conduct research into fundamental computer and information science as theorists, designers, or inventors. Develop solutions to problems in the field of computer hardware and software.

$140,910/yrJobs growth:Master's degree

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Database Administrators

Administer, test, and implement computer databases, applying knowledge of database management systems. Coordinate changes to computer databases. Identify, investigate, and resolve database performance issues, database capacity, and database scalability. May plan, coordinate, and implement security measures to safeguard computer databases.

$123,100/yrJobs growth:Bachelor's degree

Database Architects

Design strategies for enterprise databases, data warehouse systems, and multidimensional networks. Set standards for database operations, programming, query processes, and security. Model, design, and construct large relational databases or data warehouses. Create and optimize data models for warehouse infrastructure and workflow. Integrate new systems with existing warehouse structure and refine system performance and functionality.

$123,100/yrJobs growth:Bachelor's degree

Data Warehousing Specialists

Design, model, or implement corporate data warehousing activities. Program and configure warehouses of database information and provide support to warehouse users.

$123,100/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Special Effects Artists and Animators

Create special effects or animations using film, video, computers, or other electronic tools and media for use in products, such as computer games, movies, music videos, and commercials.

$99,800/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.