Median Earnings (1yr)
$27,247
18th percentile (40th in TX)
Median Debt
$25,125
1% below national median
Debt-to-Earnings
0.92
Manageable
Sample Size
38
Adequate data

Analysis

Our Lady of the Lake's psychology program shows an unusual pattern: graduates start well below their Texas peers at $27,247 but nearly double their earnings within four years to reach $42,751. That final number surpasses both the state median ($30,932) and lands in the top third of Texas psychology programs—a trajectory that puts it ahead of established names like UT Austin despite a difficult first year.

The challenge is surviving that initial period. Starting in the 18th percentile nationally means most graduates will likely need family support, second jobs, or roommates while building toward better opportunities. The $25,125 debt load isn't excessive relative to four-year earnings, but against that first-year salary it represents nearly a full year's income. For the university's high Pell grant population (57%), this creates real financial strain early on.

The strong earnings growth suggests graduates are finding their footing—perhaps moving from entry-level retail or administrative roles into positions that better leverage their degree. If your student can weather the first two years financially, this program's outcomes become competitive with far more expensive options. But families should plan for a tough financial transition period after graduation, not the immediate career launch some psychology programs deliver.

Where Our Lady of the Lake University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Our Lady of the Lake UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Our Lady of the Lake University graduates compare to all programs nationally

Our Lady of the Lake University graduates earn $27k, placing them in the 18th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Our Lady of the Lake University$27,247$42,751$25,1250.92
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Our Lady of the Lake University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.