Median Earnings (1yr)
$35,175
55th percentile (40th in OH)
Median Debt
$18,800
34% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
49
Adequate data

Analysis

Owens Community College's associate degree in business management sits in an uncomfortable middle ground—earnings that beat the national average but trail most Ohio competitors. While graduates earn $35,175 initially, climbing to $42,746 after four years, those numbers place them in just the 40th percentile among Ohio business programs. That's concerning when nearby Sinclair Community College—a similar institution—produces median earnings above $45,000, more than $10,000 higher than Owens.

The debt picture offers some relief. At $18,800, it's higher than the state median but still manageable relative to first-year earnings—you're looking at roughly half a year's salary in loans. The 22% earnings growth over four years is solid, suggesting graduates find better opportunities as they gain experience. However, starting $2,000 below Ohio's median for this program means your child begins their career already behind many state peers.

For an Ohio family, this program is acceptable but not compelling. If your child has offers from Sinclair, Cincinnati State, or other top Ohio community colleges, those would provide better returns. Owens makes sense primarily for students with strong geographic ties to the Toledo area or those who can attend with minimal debt. Otherwise, the state offers notably stronger alternatives at similar community college price points.

Where Owens Community College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Owens Community CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Owens Community College graduates compare to all programs nationally

Owens Community College graduates earn $35k, placing them in the 55th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Business Administration, Management and Operations associates's programs at peer institutions in Ohio (62 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Owens Community College$35,175$42,746$18,8000.53
Ohio Christian University$47,611$32,435$22,9500.48
Sinclair Community College$45,758$48,040$13,9800.31
Cincinnati State Technical and Community College$45,389$47,213$16,6890.37
University of Cincinnati-Main Campus$44,944$39,755$16,1250.36
University of Cincinnati-Clermont College$44,944$39,755$16,1250.36
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ohio Christian University
Circleville
$23,700$47,611$22,950
Sinclair Community College
Dayton
$3,435$45,758$13,980
Cincinnati State Technical and Community College
Cincinnati
$5,400$45,389$16,689
University of Cincinnati-Main Campus
Cincinnati
$13,570$44,944$16,125
University of Cincinnati-Clermont College
Batavia
$6,554$44,944$16,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Owens Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 49 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.