Business Administration, Management and Operations at Owens Community College
Associate's Degree
Analysis
Owens Community College's associate degree in business management sits in an uncomfortable middle ground—earnings that beat the national average but trail most Ohio competitors. While graduates earn $35,175 initially, climbing to $42,746 after four years, those numbers place them in just the 40th percentile among Ohio business programs. That's concerning when nearby Sinclair Community College—a similar institution—produces median earnings above $45,000, more than $10,000 higher than Owens.
The debt picture offers some relief. At $18,800, it's higher than the state median but still manageable relative to first-year earnings—you're looking at roughly half a year's salary in loans. The 22% earnings growth over four years is solid, suggesting graduates find better opportunities as they gain experience. However, starting $2,000 below Ohio's median for this program means your child begins their career already behind many state peers.
For an Ohio family, this program is acceptable but not compelling. If your child has offers from Sinclair, Cincinnati State, or other top Ohio community colleges, those would provide better returns. Owens makes sense primarily for students with strong geographic ties to the Toledo area or those who can attend with minimal debt. Otherwise, the state offers notably stronger alternatives at similar community college price points.
Where Owens Community College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Owens Community College graduates compare to all programs nationally
Owens Community College graduates earn $35k, placing them in the 55th percentile of all business administration, management and operations associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Business Administration, Management and Operations associates's programs at peer institutions in Ohio (62 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Owens Community College | $35,175 | $42,746 | $18,800 | 0.53 |
| Ohio Christian University | $47,611 | $32,435 | $22,950 | 0.48 |
| Sinclair Community College | $45,758 | $48,040 | $13,980 | 0.31 |
| Cincinnati State Technical and Community College | $45,389 | $47,213 | $16,689 | 0.37 |
| University of Cincinnati-Main Campus | $44,944 | $39,755 | $16,125 | 0.36 |
| University of Cincinnati-Clermont College | $44,944 | $39,755 | $16,125 | 0.36 |
| National Median | $33,977 | — | $13,980 | 0.41 |
Other Business Administration, Management and Operations Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Ohio Christian University Circleville | $23,700 | $47,611 | $22,950 |
| Sinclair Community College Dayton | $3,435 | $45,758 | $13,980 |
| Cincinnati State Technical and Community College Cincinnati | $5,400 | $45,389 | $16,689 |
| University of Cincinnati-Main Campus Cincinnati | $13,570 | $44,944 | $16,125 |
| University of Cincinnati-Clermont College Batavia | $6,554 | $44,944 | $16,125 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Owens Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 49 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.