Median Earnings (1yr)
$37,240
91st percentile (40th in NH)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
60
Adequate data

Analysis

Plymouth State's psychology graduates earn well above the national average for psychology majors—placing in the 91st percentile nationwide—but there's an important local context parents should understand. At $37,240 in first-year earnings, graduates fall below New Hampshire's state median of $38,369 for psychology degrees, landing in just the 40th percentile among the state's 12 programs. While this program costs less in debt ($27,000) than many competitors, students could potentially earn $5,000-6,000 more annually by attending New England College or Rivier University, where first-year salaries reach the low $40,000s.

The debt picture is reasonable—a 0.73 debt-to-earnings ratio means graduates owe less than one year's salary, which is manageable for a psychology degree. Earnings also grow solidly over time, reaching $42,626 by year four (a 15% increase). However, this growth simply catches Plymouth State up to where competing programs start.

For New Hampshire families, this creates a straightforward calculation: Plymouth State offers a safe bet with solid national performance and accessible debt, but isn't the state's strongest value for psychology specifically. If your child is interested in staying in-state and debt management is a priority, this works. But for families willing to consider all NH options, several programs deliver stronger initial earnings without significantly more debt.

Where Plymouth State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Plymouth State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Plymouth State University graduates compare to all programs nationally

Plymouth State University graduates earn $37k, placing them in the 91th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Hampshire

Psychology bachelors's programs at peer institutions in New Hampshire (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Plymouth State University$37,240$42,626$27,0000.73
New England College$42,656$37,256$38,2850.90
Rivier University$40,242$43,171$27,0000.67
University of New Hampshire College of Professional Studies Online$39,681$47,768$27,0000.68
Southern New Hampshire University$38,600$42,670$34,5470.90
Saint Anselm College$38,509$44,572$27,0000.70
National Median$31,482—$25,5000.81

Other Psychology Programs in New Hampshire

Compare tuition, earnings, and debt across New Hampshire schools

SchoolIn-State TuitionEarnings (1yr)Debt
New England College
Henniker
$41,578$42,656$38,285
Rivier University
Nashua
$37,791$40,242$27,000
University of New Hampshire College of Professional Studies Online
Manchester
$7,812$39,681$27,000
Southern New Hampshire University
Manchester
$16,450$38,600$34,547
Saint Anselm College
Manchester
$46,810$38,509$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Plymouth State University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.