Analysis
A debt-to-earnings ratio of 0.37 is respectable for a two-year degree, and the numbers here—drawn from comparable marketing associate's programs nationally—suggest a workable financial equation. Based on similar programs across the country, graduates typically earn around $42,000 in their first year while carrying roughly $15,600 in debt. That's about 4.5 months of gross pay, which most graduates can manage if they secure steady employment in their field.
The challenge is that marketing associate's degrees often serve as stepping stones rather than career destinations. These programs work well for students planning to transfer to a four-year school or those who can leverage them into administrative, sales, or digital marketing roles immediately. The tighter job market is for graduates who need this credential alone to build a career—marketing increasingly favors bachelor's degree holders for positions with real advancement potential.
For a student confident they'll either transfer or can network their way into local business opportunities in the Charlotte-Salisbury corridor, this represents a low-cost entry point. But if your child is treating this as their terminal degree and lacks connections in the field, consider whether the modest earnings—even with manageable debt—will provide the financial independence they're seeking. The ratio works, but the absolute earning power matters too.
Where Rowan-Cabarrus Community College Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs Nationally
Marketing associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,064 | $41,955* | — | $15,597* | — | |
| $4,448 | $48,724* | $46,865 | $14,943* | 0.31 | |
| $16,450 | $45,084* | — | $22,546* | 0.50 | |
| $4,058 | $44,748* | — | $19,652* | 0.44 | |
| $10,899 | $44,293* | $44,488 | $27,167* | 0.61 | |
| $15,117 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan-Cabarrus Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.