Analysis
Based on comparable philosophy programs in New Jersey, Rowan graduates can expect to earn around $40,100 in their first year—a figure that places them well above the national median of $31,650 for philosophy majors. The estimated $25,000 in debt yields a manageable 0.62 debt-to-earnings ratio, meaning the loan burden equals roughly seven months of first-year salary. That's a workable number, though it's worth noting these figures come from just three similar programs statewide rather than Rowan's own graduates.
Philosophy degrees are notoriously versatile but often require graduate school or strategic career positioning to reach their earning potential. The $40,000 starting point isn't lavish, but it's competitive with New Jersey's other public universities offering philosophy—including all three Rutgers campuses, which report identical first-year earnings. The real question is whether your child views this as a launching pad for law school, graduate study, or a specific career path where philosophical training matters.
For families comfortable with moderate debt and a longer-term investment horizon, these estimates suggest reasonable viability. Just remember: the limited data here means we're extrapolating from a small peer group. If your child is genuinely passionate about philosophy and has a plan for turning it into a career, the numbers aren't prohibitive. If this is exploratory without a next step in mind, you're essentially betting $25,000 on finding direction later.
Where Rowan University Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in New Jersey
Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,700 | $40,113* | — | $25,000* | — | |
| $17,079 | $40,113* | $53,001 | $25,000* | 0.62 | |
| $17,239 | $40,113* | $53,001 | $25,000* | 0.62 | |
| $16,586 | $40,113* | $53,001 | $25,000* | 0.62 | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NJ. Actual outcomes may vary.