Special Education and Teaching at Saint Cloud State University

Saint Cloud State's special education program puts graduates ahead nationally but behind most Minnesota competitors—a critical distinction for in-state families. The first-year salary of $46,662 beats the national median but lands at just the 40th percentile among Minnesota's 11 programs, trailing the University of Minnesota by over $3,000 and falling slightly below the state median. More concerning is the earnings trajectory: graduates actually earn less four years into their careers ($43,167) than they did initially, a 7% decline that's unusual even in education.

The debt picture offers some relief. At $28,250, borrowing sits well below typical education program debt, giving graduates a manageable debt-to-earnings ratio of 0.61. This means new teachers can realistically handle payments even on starting salaries, which matters in a field not known for rapid pay increases.

For Minnesota families, this is a workable but not exceptional choice. If your child has admission to U of M or Mankato State, those programs deliver better earnings outcomes. But Saint Cloud State provides a legitimate pathway into special education teaching without crushing debt. Just understand that the salary ceiling appears lower here—what you earn in year one may be close to what you're making several years later.