Finance and Financial Management Services at Saint Edward's University
Bachelor's Degree
Analysis
Saint Edward's delivers surprisingly strong outcomes for a finance program that admits most applicants. One year out, graduates earn $55,177—already beating both the national and Texas medians—then see robust 29% growth to $71,193 by year four. That four-year number is notable: it sits at the 60th percentile among Texas finance programs, closer to outcomes from Texas A&M than you might expect from a school with an 84% admission rate and average SAT scores around 1135.
The debt picture reinforces the value story. At $22,062, graduates carry slightly less than typical finance majors nationally and in Texas. The 0.40 debt-to-earnings ratio means students finish with roughly five months' salary in debt—manageable by most standards. For a program serving a substantial share of Pell Grant recipients (39% of the student body), these controlled debt levels matter considerably.
Of course, Saint Edward's isn't competing with UT-Austin or SMU, where graduates earn $80,000+ in their first few years. But for students who want Austin's thriving finance scene without elite-school selectivity, this program punches above its weight. The moderate sample size suggests stable data, and the trajectory from year one to year four indicates employers value what graduates learn here. This represents solid middle-class outcomes at a reasonable price.
Where Saint Edward's University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Edward's University graduates compare to all programs nationally
Saint Edward's University graduates earn $55k, placing them in the 56th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Edward's University | $55,177 | $71,193 | $22,062 | 0.40 |
| Southern Methodist University | $83,159 | $113,839 | $19,500 | 0.23 |
| The University of Texas at Austin | $81,844 | $95,994 | $20,500 | 0.25 |
| Texas Christian University | $78,453 | $90,933 | $19,500 | 0.25 |
| Texas A&M University-College Station | $71,409 | $90,976 | $16,880 | 0.24 |
| University of Phoenix-Texas | $70,963 | $59,017 | $48,469 | 0.68 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Southern Methodist University Dallas | $64,460 | $83,159 | $19,500 |
| The University of Texas at Austin Austin | $11,678 | $81,844 | $20,500 |
| Texas Christian University Fort Worth | $57,220 | $78,453 | $19,500 |
| Texas A&M University-College Station College Station | $13,099 | $71,409 | $16,880 |
| University of Phoenix-Texas Dallas | — | $70,963 | $48,469 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Edward's University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.