Median Earnings (1yr)
$26,709
15th percentile (40th in TX)
Median Debt
$23,975
6% below national median
Debt-to-Earnings
0.90
Manageable
Sample Size
72
Adequate data

Analysis

Saint Edward's psychology graduates start well below expectations but experience remarkable earnings growth, jumping 65% from $26,709 in year one to $44,181 by year four. That final figure surpasses not just the Texas median ($30,932) but also beats programs at Rice and Texas Christian. The catch? You're paying for that eventual outcome upfront—the first-year salary lands in just the 15th percentile nationally, creating a difficult early period where graduates earn barely above minimum wage while managing $24,000 in debt.

The program sits right at the Texas median for debt but delivers middling value among state options—40th percentile for earnings. Compare this to UT Permian Basin graduates who start at $46,009, immediately earning 72% more than Saint Edward's first-year alumni. With a 0.90 debt-to-earnings ratio, recent graduates will struggle financially in those crucial first years after college, likely requiring family support or second jobs to stay current on loan payments.

This program makes sense only if you're confident about graduate school or have a specific career path that takes time to develop. The strong year-four earnings suggest graduates who persist do find their footing, but you're gambling on your child being among those who can weather the lean early years without derailing their financial independence. For families needing immediate post-graduation earnings to justify the investment, Saint Edward's psychology is too risky.

Where Saint Edward's University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Saint Edward's UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Edward's University graduates compare to all programs nationally

Saint Edward's University graduates earn $27k, placing them in the 15th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Edward's University$26,709$44,181$23,9750.90
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Edward's University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 72 graduates with reported earnings and 104 graduates with debt data. Small samples may not be representative.