Est. Earnings (1yr)
$40,113
Est. from NJ median (3 programs)
Est. Median Debt
$23,000
Est. from national median (27 programs)

Analysis

Philosophy programs in New Jersey typically produce first-year earnings around $40,000, and if Saint Elizabeth's program follows this pattern, it would place graduates well above the national median for philosophy majors ($31,652). With an estimated debt load of $23,000—slightly below the state median—the debt-to-earnings ratio sits at a manageable 0.57, meaning graduates would owe about seven months of their first year's salary. That's a reasonable starting point for a humanities degree, particularly at a small private university where over half the students receive Pell grants.

The challenge is that these figures are extrapolated from peer programs rather than Saint Elizabeth's actual outcomes, given the small number of philosophy graduates. The earnings estimate comes from just three New Jersey programs (all Rutgers campuses, which report identical medians), while the debt figure draws from national comparables at similar institutions. Philosophy remains a versatile but financially uncertain major—graduates often need graduate school or pivot into unrelated fields to build earning power. The first-year number may not reflect the degree's long-term value, which typically comes through careers in law, education, nonprofit work, or business roles that value critical thinking skills.

For families considering this program: the projected financials aren't alarming, but you're essentially betting on statewide averages with limited visibility into this specific program's track record. If your child plans to pursue philosophy, ensure they have a clear post-graduation strategy—whether that's graduate school, a professional pivot, or building marketable skills alongside the degree.

Where Saint Elizabeth University Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Compare to Similar Programs in New Jersey

Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Elizabeth UniversityMorristown$35,942$40,113*—$23,000*—
Rutgers University-CamdenCamden$17,079$40,113*$53,001$25,000*0.62
Rutgers University-New BrunswickNew Brunswick$17,239$40,113*$53,001$25,000*0.62
Rutgers University-NewarkNewark$16,586$40,113*$53,001$25,000*0.62
National Median—$31,652*—$22,641*0.72
* Estimated from similar programs

Career Paths

Occupations commonly associated with philosophy graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Elizabeth University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NJ. Actual outcomes may vary.