Median Earnings (1yr)
$49,800
33rd percentile (40th in PA)
Median Debt
$31,000
24% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
33
Adequate data

Analysis

Saint Francis University's accounting graduates earn about $50,000 annually, which falls short of Pennsylvania's median for accounting programs by roughly $8,000. Among the state's 76 accounting programs, this ranks at the 40th percentile—below mid-pack in a state with strong regional accounting opportunities. That gap matters because accounting salaries tend to be fairly standardized within geographic markets, and many Pennsylvania schools deliver significantly better initial placement outcomes.

The program's strength is its relatively manageable debt load of $31,000, which sits below the state median despite being above the national benchmark. This translates to a debt-to-earnings ratio of 0.62, meaning graduates carry debt equal to about 7.5 months of their first-year salary—workable but not exceptional. The concerning signal is the near-flat earnings trajectory: graduates see only a 1% increase from year one to year four. Most accounting careers show meaningful salary progression during those crucial early years as professionals gain certifications and experience.

For families weighing this option, the math is straightforward: you're paying for a moderately selective private education while landing in the bottom half of Pennsylvania accounting outcomes. If your child can access Penn State branches, Temple, or similar public options with lower tuition, they'd likely see comparable or better earnings with less debt exposure. Consider this program if Saint Francis offers meaningful merit aid or if the smaller campus environment provides specific value for your student.

Where Saint Francis University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Saint Francis UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Francis University graduates compare to all programs nationally

Saint Francis University graduates earn $50k, placing them in the 33th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Accounting bachelors's programs at peer institutions in Pennsylvania (76 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Francis University$49,800$50,376$31,0000.62
Villanova University$77,966$91,268$25,8580.33
Lehigh University$77,026$95,363$23,1790.30
Bucknell University$75,776$93,021$26,8810.35
University of Scranton$70,453$85,314$27,0000.38
Drexel University$70,069$76,765$28,8320.41
National Median$53,694—$25,0000.47

Other Accounting Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Villanova University
Villanova
$64,701$77,966$25,858
Lehigh University
Bethlehem
$62,180$77,026$23,179
Bucknell University
Lewisburg
$64,772$75,776$26,881
University of Scranton
Scranton
$52,309$70,453$27,000
Drexel University
Philadelphia
$60,663$70,069$28,832

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Francis University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.