Median Earnings (1yr)
$49,800
33rd percentile
40th percentile in Pennsylvania
Median Debt
$31,000
24% above national median

Analysis

Saint Francis University's accounting graduates earn about $50,000 annually, which falls short of Pennsylvania's median for accounting programs by roughly $8,000. Among the state's 76 accounting programs, this ranks at the 40th percentile—below mid-pack in a state with strong regional accounting opportunities. That gap matters because accounting salaries tend to be fairly standardized within geographic markets, and many Pennsylvania schools deliver significantly better initial placement outcomes.

The program's strength is its relatively manageable debt load of $31,000, which sits below the state median despite being above the national benchmark. This translates to a debt-to-earnings ratio of 0.62, meaning graduates carry debt equal to about 7.5 months of their first-year salary—workable but not exceptional. The concerning signal is the near-flat earnings trajectory: graduates see only a 1% increase from year one to year four. Most accounting careers show meaningful salary progression during those crucial early years as professionals gain certifications and experience.

For families weighing this option, the math is straightforward: you're paying for a moderately selective private education while landing in the bottom half of Pennsylvania accounting outcomes. If your child can access Penn State branches, Temple, or similar public options with lower tuition, they'd likely see comparable or better earnings with less debt exposure. Consider this program if Saint Francis offers meaningful merit aid or if the smaller campus environment provides specific value for your student.

Where Saint Francis University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Saint Francis University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Francis University$49,800$50,376+1%
Lehigh University$77,026$95,363+24%
Bucknell University$75,776$93,021+23%
Villanova University$77,966$91,268+17%
University of Scranton$70,453$85,314+21%

Compare to Similar Programs in Pennsylvania

Accounting bachelors's programs at peer institutions in Pennsylvania (76 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Francis UniversityLoretto$41,720$49,800$50,376$31,0000.62
Villanova UniversityVillanova$64,701$77,966$91,268$25,8580.33
Lehigh UniversityBethlehem$62,180$77,026$95,363$23,1790.30
Bucknell UniversityLewisburg$64,772$75,776$93,021$26,8810.35
University of ScrantonScranton$52,309$70,453$85,314$27,0000.38
Drexel UniversityPhiladelphia$60,663$70,069$76,765$28,8320.41
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Francis University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.