Est. Earnings (1yr)
$48,330
Est. from ME median (5 programs)
Est. Median Debt
$26,588
Est. from national median (312 programs)

Analysis

Maine accounting programs cluster tightly around $48,000 in first-year earnings, and Saint Joseph's appears positioned squarely in this range based on state medians. That's roughly $5,000 below the national benchmark for accounting degrees, though it's worth noting that Maine's cost of living runs lower than many regions where accounting salaries skew higher. The estimated debt of $26,588—derived from similar private colleges nationally—translates to a debt-to-earnings ratio of 0.55, which sits comfortably in manageable territory for a professional credential.

The challenge here is benchmarking against Maine competitors with stronger reported outcomes. Husson University, for instance, shows accounting graduates earning nearly $10,000 more in their first year. That gap matters when you're servicing similar debt loads—it's the difference between comfortable repayment and tight budgets. Saint Joseph's 82% admission rate and lower academic profile suggest it may serve students who wouldn't gain admission to more selective programs, but parents should understand they're likely paying private-college debt for outcomes that mirror Maine's public university system.

For families committed to keeping their student in Maine and prioritizing a small-college environment, the numbers here don't present red flags—accounting remains a practical major with clear employment paths. But if your child has options at Husson or USM, those programs appear to deliver materially better returns on similar educational investments.

Where Saint Joseph's College of Maine Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in Maine

Accounting bachelors's programs at peer institutions in Maine (7 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Joseph's College of MaineStandish$42,834$48,330*$26,588*
Husson UniversityBangor$22,194$57,574*$55,677$27,375*0.48
University of Southern MainePortland$10,920$51,379*$57,999$19,230*0.37
University of Maine at AugustaAugusta$8,618$48,330*$43,008$29,503*0.61
University of MaineOrono$12,606$48,256*$55,998$27,000*0.56
Thomas CollegeWaterville$30,896$47,356*$27,000*0.57
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's College of Maine, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in ME. Actual outcomes may vary.