Analysis
Saint Joseph's accounting graduates earn $69,807 their first year—nearly $30,000 above the national median for accounting majors and $12,000 above Pennsylvania's state median. That 95th percentile national ranking reflects the program's strength, though within Pennsylvania's competitive accounting landscape (60th percentile), it sits in the middle tier behind programs like Villanova and Lehigh. The $24,903 median debt is actually below both state and national averages, creating a debt-to-earnings ratio of just 0.36—meaning graduates owe roughly four months of their first-year salary.
The earnings trajectory looks solid, with graduates reaching $82,927 by year four, a 19% increase that suggests career progression rather than stagnation. For context, Pennsylvania's accounting market is unusually strong—even the state median exceeds the national 75th percentile—so this program's above-state-median performance matters. The moderate sample size (30-100 graduates) provides reasonably reliable data without the volatility of tiny cohorts.
For parents evaluating accounting programs, Saint Joseph's delivers strong absolute outcomes with manageable debt. You're paying for real earning power: first-year salaries that can comfortably service the debt load while building financial stability. If your child can get into Villanova or Lehigh, those $8,000-10,000 higher starting salaries might be worth comparing. But among accessible programs—note the 86% admission rate—this represents one of the better accounting investments in Pennsylvania.
Where Saint Joseph's University - Philadelphia Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Saint Joseph's University - Philadelphia graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Joseph's University - Philadelphia | $69,807 | $82,927 | +19% |
| Lehigh University | $77,026 | $95,363 | +24% |
| Bucknell University | $75,776 | $93,021 | +23% |
| Villanova University | $77,966 | $91,268 | +17% |
| University of Scranton | $70,453 | $85,314 | +21% |
Compare to Similar Programs in Pennsylvania
Accounting bachelors's programs at peer institutions in Pennsylvania (76 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,340 | $69,807 | $82,927 | $24,903 | 0.36 | |
| $64,701 | $77,966 | $91,268 | $25,858 | 0.33 | |
| $62,180 | $77,026 | $95,363 | $23,179 | 0.30 | |
| $64,772 | $75,776 | $93,021 | $26,881 | 0.35 | |
| $52,309 | $70,453 | $85,314 | $27,000 | 0.38 | |
| $60,663 | $70,069 | $76,765 | $28,832 | 0.41 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 83 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.