Median Earnings (1yr)
$41,943
35th percentile (40th in IN)
Median Debt
$23,252
13% below national median
Debt-to-Earnings
0.55
Manageable
Sample Size
39
Adequate data

Analysis

Saint Mary-of-the-Woods graduates start at $41,943—already below the Indiana median of $45,802—and then see earnings drop 7% by year four. Among Indiana's 17 special education programs, this lands in the 40th percentile, trailing not just the flagship universities but also regional competitors like University of Southern Indiana. The state's top programs consistently deliver $45,000+ in first-year earnings; here, graduates are earning less than that even after four years in the field.

The debt picture offers modest relief: at $23,252, borrowing sits right at the Indiana median and below the national average. The 0.55 debt-to-earnings ratio is manageable for a teaching career, though it would be more compelling if earnings were growing rather than contracting. With half of students receiving Pell grants, many families here are stretching financially to attend, making the earnings trajectory particularly concerning.

For an anxious parent considering this program, the question is straightforward: why pay private college tuition for below-median outcomes? If your child is set on special education in Indiana, Ball State delivers $47,500 in first-year earnings—14% more than this program—likely at a lower in-state cost. Saint Mary-of-the-Woods may offer smaller classes and community, but those advantages need to justify both the opportunity cost and the downward earnings trend that begins immediately after graduation.

Where Saint Mary-of-the-Woods College Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Saint Mary-of-the-Woods CollegeOther special education and teaching programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Mary-of-the-Woods College graduates compare to all programs nationally

Saint Mary-of-the-Woods College graduates earn $42k, placing them in the 35th percentile of all special education and teaching bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Special Education and Teaching bachelors's programs at peer institutions in Indiana (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Mary-of-the-Woods College$41,943$39,062$23,2520.55
Indiana University-Bloomington$51,306$51,531$19,5000.38
Purdue University-Main Campus$48,773—$26,2760.54
Ball State University$47,499$45,379$23,2500.49
University of Southern Indiana$44,104$43,225$27,0000.61
Vincennes University$39,867$39,544$21,7100.54
National Median$44,139—$26,7170.61

Other Special Education and Teaching Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Indiana University-Bloomington
Bloomington
$11,790$51,306$19,500
Purdue University-Main Campus
West Lafayette
$9,992$48,773$26,276
Ball State University
Muncie
$10,758$47,499$23,250
University of Southern Indiana
Evansville
$10,136$44,104$27,000
Vincennes University
Vincennes
$6,886$39,867$21,710

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary-of-the-Woods College, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.