Median Earnings (1yr)
$66,628
92nd percentile (60th in CA)
Median Debt
$25,000
At national median
Debt-to-Earnings
0.38
Manageable
Sample Size
22
Limited data

Analysis

Saint Mary's accounting graduates start at $66,628—about $4,000 above California's median for the program and a solid 24% above the national median. Four years out, earnings jump to over $91,000, suggesting strong career trajectory despite the program's modest selectivity. The $25,000 median debt creates a comfortable 0.38 debt-to-earnings ratio, meaning graduates owe less than five months of their first-year salary.

The catch? This data comes from a small sample of under 30 graduates, so individual outcomes could vary considerably from these medians. Within California, this program sits squarely in the middle—performing well above schools like CSU Stanislaus ($57,000) but trailing the Bay Area elite like Santa Clara ($78,000) and USF ($73,000) by $10-15,000. For families considering the private school premium, Saint Mary's delivers respectable but not exceptional results compared to its nearby competitors.

The 37% earnings growth from year one to year four indicates graduates are advancing in their careers, likely passing the CPA exam and moving into senior roles. At this debt level and with these starting salaries, most graduates should manage loan payments comfortably while building toward six-figure earnings. Just remember the small sample caveat—with fewer than 30 data points, one exceptional outcome (or struggle) could skew the picture significantly.

Where Saint Mary's College of California Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Saint Mary's College of CaliforniaOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Mary's College of California graduates compare to all programs nationally

Saint Mary's College of California graduates earn $67k, placing them in the 92th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Mary's College of California$66,628$91,480$25,0000.38
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694—$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College of California, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.