Analysis
A debt-to-earnings ratio of 0.40 suggests manageable borrowing, but these figures come with an important caveat: both the $57,166 first-year salary and $23,000 debt load are estimated from Minnesota's median across five mathematics bachelor's programs. The actual outcomes for Saint Mary's graduates could differ. What we can say is that similar programs statewide typically place graduates near $57,000—meaningfully above the national median of $48,772 for math majors. Minnesota's strong performance in math education appears consistent across its institutions, with even the top programs clustering tightly around this figure.
The estimated debt level mirrors both state and national norms, which matters for a program at a school with an 89% admission rate and relatively low Pell enrollment. Mathematics degrees generally offer solid career flexibility, and the estimated numbers here don't raise red flags. However, with 27 programs competing in Minnesota alone, prospective students should directly ask Saint Mary's for placement outcomes and graduate destinations. The school's small cohort size (which triggers data suppression) could mean either highly personalized attention or limited campus recruiting presence—details worth investigating before committing.
If your student is serious about mathematics and Saint Mary's feels like the right fit culturally, the estimated financial picture isn't prohibitive. Just recognize you're making this decision with peer program data rather than school-specific outcomes, so verify job placement support and alumni networks before enrolling.
Where Saint Mary's University of Minnesota Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,160 | $57,166* | — | $23,000* | — | |
| $56,970 | $58,825* | $72,810 | $23,000* | 0.39 | |
| $16,488 | $58,153* | $72,102 | $22,095* | 0.38 | |
| $64,908 | $57,166* | — | $22,483* | 0.39 | |
| $14,318 | $55,482* | $65,774 | $23,975* | 0.43 | |
| $43,942 | $54,387* | — | $26,452* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's University of Minnesota, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MN. Actual outcomes may vary.