Analysis
A debt-to-earnings ratio of 0.37 signals manageable finances—based on comparable associate's programs nationally, graduates would need less than five months of gross pay to cover their borrowing. That's well within the sustainable range, though it's worth noting Minnesota's marketing programs typically see higher debt loads, with a state median around $27,000. Saint Paul College's estimated $15,600 appears favorable by comparison, though without program-specific data, we can't confirm whether this school consistently delivers that outcome.
The estimated $41,955 first-year salary aligns with national norms for marketing associate's degrees but trails the Minnesota median of $44,293. With 40% of students receiving Pell grants, Saint Paul College serves a population that particularly needs strong earnings relative to debt. Similar programs suggest the degree provides entry-level access to marketing roles—administrative positions, sales support, digital marketing assistance—that can launch careers without requiring four-year credentials.
The core question is whether this two-year path makes sense when peer programs in Minnesota show similar or slightly better earnings. If this program keeps debt genuinely lower than state peers while delivering comparable job access, it could offer solid value for students seeking quick workforce entry. The estimated numbers suggest a workable investment, but confirm actual graduate outcomes and employer connections before committing—the data suppression means we're working from broad comparisons rather than this program's track record.
Where Saint Paul College Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs in Minnesota
Marketing associates's programs at peer institutions in Minnesota (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,318 | $41,955* | — | $15,597* | — | |
| $10,899 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.