Analysis
Philosophy graduates from Seton Hall carry about $19,250 in debt—roughly $6,000 less than the typical philosophy graduate nationwide and well below the $25,000 median for New Jersey programs. Based on comparable philosophy programs in the state, first-year earnings around $40,000 suggest this program produces outcomes at the higher end of what philosophy degrees typically deliver. That earnings figure matches what the three Rutgers campuses report, putting Seton Hall's estimated outcomes in line with New Jersey's public flagship institutions.
The debt-to-earnings ratio of 0.48 means graduates owe about six months of their first-year income, which is manageable by most standards. What's working here is the combination of below-average borrowing with above-average earnings potential—the national median for philosophy sits at just $31,652, making the New Jersey baseline notably stronger. The 30% Pell grant population suggests Seton Hall serves a mix of students, and keeping debt lower than peer programs matters more for those with fewer family resources.
The caveat is that these earnings figures are estimates drawn from a small pool of New Jersey programs, not direct outcomes from Seton Hall graduates. Philosophy majors often pursue graduate school or careers where early earnings don't tell the full story. For a family weighing this investment, the lower debt load is the clearest advantage—it preserves options whether your child heads to law school, teaching, or an entry-level corporate role where philosophy's analytical skills gradually pay off.
Where Seton Hall University Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in New Jersey
Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,370 | $40,113* | — | $19,250 | — | |
| $17,079 | $40,113* | $53,001 | $25,000 | 0.62 | |
| $17,239 | $40,113* | $53,001 | $25,000 | 0.62 | |
| $16,586 | $40,113* | $53,001 | $25,000 | 0.62 | |
| National Median | — | $31,652* | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NJ. Actual outcomes may vary.