Est. Earnings (1yr)
$40,113
Est. from NJ median (3 programs)
Median Debt
$19,250
15% below national median

Analysis

Philosophy graduates from Seton Hall carry about $19,250 in debt—roughly $6,000 less than the typical philosophy graduate nationwide and well below the $25,000 median for New Jersey programs. Based on comparable philosophy programs in the state, first-year earnings around $40,000 suggest this program produces outcomes at the higher end of what philosophy degrees typically deliver. That earnings figure matches what the three Rutgers campuses report, putting Seton Hall's estimated outcomes in line with New Jersey's public flagship institutions.

The debt-to-earnings ratio of 0.48 means graduates owe about six months of their first-year income, which is manageable by most standards. What's working here is the combination of below-average borrowing with above-average earnings potential—the national median for philosophy sits at just $31,652, making the New Jersey baseline notably stronger. The 30% Pell grant population suggests Seton Hall serves a mix of students, and keeping debt lower than peer programs matters more for those with fewer family resources.

The caveat is that these earnings figures are estimates drawn from a small pool of New Jersey programs, not direct outcomes from Seton Hall graduates. Philosophy majors often pursue graduate school or careers where early earnings don't tell the full story. For a family weighing this investment, the lower debt load is the clearest advantage—it preserves options whether your child heads to law school, teaching, or an entry-level corporate role where philosophy's analytical skills gradually pay off.

Where Seton Hall University Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Compare to Similar Programs in New Jersey

Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Seton Hall UniversitySouth Orange$51,370$40,113*—$19,250—
Rutgers University-CamdenCamden$17,079$40,113*$53,001$25,0000.62
Rutgers University-New BrunswickNew Brunswick$17,239$40,113*$53,001$25,0000.62
Rutgers University-NewarkNewark$16,586$40,113*$53,001$25,0000.62
National Median—$31,652*—$22,6410.72
* Estimated from similar programs

Career Paths

Occupations commonly associated with philosophy graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NJ. Actual outcomes may vary.