Finance and Financial Management Services at Shippensburg University of Pennsylvania
Bachelor's Degree
ship.eduAnalysis
Shippensburg's finance graduates start behind but catch up quicklyβfirst-year earnings of $47,651 lag both the state median ($57,855) and national average, placing this program in just the 25th percentile among Pennsylvania finance programs. However, the 36% earnings jump to $64,862 by year four tells a different story about long-term outcomes. For context, top programs like Villanova and Saint Joseph's start higher but Shippensburg grads show strong momentum.
The $26,000 median debt matches the state median and sits below the national average, making the financial equation more workable than the rankings suggest. A 0.55 debt-to-earnings ratio means graduates owe roughly half their first-year salaryβmanageable by most standards, especially given the rapid earnings growth. The 86% admission rate and moderate SAT scores suggest this program serves students who might not access Pennsylvania's elite business schools, yet delivers meaningful career advancement.
The gap matters here: Pennsylvania's median finance graduate earns $10,000 more in their first year than Shippensburg alumni. Parents should understand their child will likely start at smaller regional firms or back-office positions rather than major financial centers. But if the alternative is private school debt or out-of-state tuition, Shippensburg's combination of accessible debt and strong earnings trajectory makes it a defensible choice for students building toward mid-career success rather than immediate Wall Street placement.
Where Shippensburg University of Pennsylvania Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Shippensburg University of Pennsylvania graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Shippensburg University of Pennsylvania | $47,651 | $64,862 | +36% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Villanova University | $82,008 | $110,166 | +34% |
| Lehigh University | $76,720 | $107,260 | +40% |
| Muhlenberg College | $61,304 | $91,304 | +49% |
Compare to Similar Programs in Pennsylvania
Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,544 | $47,651 | $64,862 | $26,000 | 0.55 | |
| $66,104 | $122,698 | $206,646 | $12,865 | 0.10 | |
| $64,701 | $82,008 | $110,166 | $26,197 | 0.32 | |
| $62,180 | $76,720 | $107,260 | $23,250 | 0.30 | |
| $51,340 | $66,072 | $85,648 | $25,000 | 0.38 | |
| $53,638 | $62,672 | β | $26,980 | 0.43 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Shippensburg University of Pennsylvania, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.