Finance and Financial Management Services at Shippensburg University of Pennsylvania
Bachelor's Degree
Analysis
Shippensburg's finance graduates start behind but catch up quickly—first-year earnings of $47,651 lag both the state median ($57,855) and national average, placing this program in just the 25th percentile among Pennsylvania finance programs. However, the 36% earnings jump to $64,862 by year four tells a different story about long-term outcomes. For context, top programs like Villanova and Saint Joseph's start higher but Shippensburg grads show strong momentum.
The $26,000 median debt matches the state median and sits below the national average, making the financial equation more workable than the rankings suggest. A 0.55 debt-to-earnings ratio means graduates owe roughly half their first-year salary—manageable by most standards, especially given the rapid earnings growth. The 86% admission rate and moderate SAT scores suggest this program serves students who might not access Pennsylvania's elite business schools, yet delivers meaningful career advancement.
The gap matters here: Pennsylvania's median finance graduate earns $10,000 more in their first year than Shippensburg alumni. Parents should understand their child will likely start at smaller regional firms or back-office positions rather than major financial centers. But if the alternative is private school debt or out-of-state tuition, Shippensburg's combination of accessible debt and strong earnings trajectory makes it a defensible choice for students building toward mid-career success rather than immediate Wall Street placement.
Where Shippensburg University of Pennsylvania Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Shippensburg University of Pennsylvania graduates compare to all programs nationally
Shippensburg University of Pennsylvania graduates earn $48k, placing them in the 21th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Shippensburg University of Pennsylvania | $47,651 | $64,862 | $26,000 | 0.55 |
| University of Pennsylvania | $122,698 | $206,646 | $12,865 | 0.10 |
| Villanova University | $82,008 | $110,166 | $26,197 | 0.32 |
| Lehigh University | $76,720 | $107,260 | $23,250 | 0.30 |
| Saint Joseph's University - Philadelphia | $66,072 | $85,648 | $25,000 | 0.38 |
| Widener University | $62,672 | — | $26,980 | 0.43 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Pennsylvania Philadelphia | $66,104 | $122,698 | $12,865 |
| Villanova University Villanova | $64,701 | $82,008 | $26,197 |
| Lehigh University Bethlehem | $62,180 | $76,720 | $23,250 |
| Saint Joseph's University - Philadelphia Philadelphia | $51,340 | $66,072 | $25,000 |
| Widener University Chester | $53,638 | $62,672 | $26,980 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Shippensburg University of Pennsylvania, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.