Analysis
The earnings picture here tells a cautionary tale. Based on comparable Tennessee programs, first-year earnings around $43,000 would put this program right at the state median—but well below what top Tennessee business schools deliver. UT-Knoxville and several private colleges in the state report outcomes north of $58,000 for the same degree, suggesting South College graduates may be entering markedly different career paths or markets despite holding the same credential.
What makes this particularly challenging is the estimated debt load of $42,829, drawn from peer institutions of the same type. That's nearly double Tennessee's typical debt for business degrees ($25,750) and 65% higher than the national median. With a debt-to-earnings ratio of 1.00, graduates would likely face a full year's salary in loans—a burden that grows more concerning when you consider half the student body qualifies for Pell grants, suggesting many families have limited resources to help with repayment.
The trajectory to $48,000 by year four offers modest growth, but it doesn't fundamentally change the financial equation. For families weighing this investment, the key question is whether South College offers specific advantages—location, flexibility, support services—that justify both the higher debt and the earnings gap compared to state alternatives. Without those clear differentiators, this program's estimated financial profile suggests you'd be paying premium prices for middle-of-the-road outcomes.
Where South College Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| South College | — | $48,198 | — |
| Rhodes College | $58,550 | $72,782 | +24% |
| The University of Tennessee-Knoxville | $59,147 | $68,864 | +16% |
| Tennessee State University | $40,077 | $53,542 | +34% |
| Lee University | $40,193 | $53,318 | +33% |
Compare to Similar Programs in Tennessee
Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,935 | $42,938* | $48,198 | $42,829* | — | |
| $13,484 | $59,147* | $68,864 | $20,500* | 0.35 | |
| $29,264 | $58,859* | $51,442 | $29,750* | 0.51 | |
| $54,892 | $58,550* | $72,782 | $22,240* | 0.38 | |
| $38,450 | $58,201* | $36,947 | $33,333* | 0.57 | |
| $18,900 | $52,528* | — | $27,000* | 0.51 | |
| National Median | — | $45,703* | — | $26,000* | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 28 similar programs in TN. Actual outcomes may vary.