Median Earnings (1yr)
$28,684
27th percentile (40th in TX)
Median Debt
$54,702
115% above national median
Debt-to-Earnings
1.91
Elevated
Sample Size
90
Adequate data

Analysis

South University-Austin's psychology program charges more than double what most Texas psychology programs do—$54,702 in median debt versus the state median of $24,000—yet delivers below-average starting earnings of $28,684. That's $2,200 below the Texas median and lands this program in just the 40th percentile statewide. To put this in perspective, graduates of UT Permian Basin's psychology program earn $46,009 right out of the gate while typically carrying far less debt.

The 29% earnings bump from year one to year four shows graduates can improve their financial position over time, reaching $36,910. However, that still leaves them with a nearly 2:1 debt-to-earnings ratio—among the highest burdens nationally for psychology programs. With 54% of students receiving Pell grants, this debt load falls heavily on families who can least afford it. The moderate sample size means these numbers are reasonably reliable, not based on just a handful of outliers.

For families considering this program: your child would graduate with roughly $30,000 more debt than typical Texas psychology graduates while earning less initially. Unless there are compelling non-financial reasons to attend this specific campus, your family would likely be better served exploring public university options across Texas that offer better value for this degree.

Where South University-Austin Stands

Earnings vs. debt across all psychology bachelors's programs nationally

South University-AustinOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Austin graduates compare to all programs nationally

South University-Austin graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Austin$28,684$36,910$54,7021.91
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572$21,4680.57
National Median$31,482$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Austin, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.