Median Earnings (1yr)
$43,773
41st percentile (40th in VA)
Median Debt
$55,162
112% above national median
Debt-to-Earnings
1.26
Elevated
Sample Size
177
Adequate data

Analysis

South University-Richmond's business program graduates carry more than double the typical debt load for this degree—$55,162 versus a $27,000 state median—while earning below both state and national averages. First-year earnings of $43,773 trail the Virginia median by nearly $2,000, placing graduates in the 40th percentile among the state's 43 business programs. With debt exceeding first-year earnings by 26%, graduates face a significantly tougher financial starting point than peers at other Virginia schools.

The earnings trajectory offers modest improvement—growing 11% to $48,439 by year four—but this still lags behind established state programs like James Madison ($65,931) and Virginia Tech ($60,678). The debt burden ranks in just the 5th percentile nationally, meaning 95% of comparable programs leave students with less debt. For a family considering Virginia options, programs at public universities or even mid-tier private schools typically deliver similar or better earnings outcomes with half the debt load.

The math here is straightforward: you're looking at roughly $28,000 more in debt than the typical Virginia business graduate for below-average earnings. Unless there are compelling personal circumstances—like transfer credits that significantly reduce the borrowing—this represents a difficult financial equation that will likely mean years of constrained financial flexibility after graduation.

Where South University-Richmond Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

South University-RichmondOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Richmond graduates compare to all programs nationally

South University-Richmond graduates earn $44k, placing them in the 41th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Business Administration, Management and Operations bachelors's programs at peer institutions in Virginia (43 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Richmond$43,773$48,439$55,1621.26
Washington and Lee University$76,627$98,403——
William & Mary$75,038$85,678$19,8120.26
University of Richmond$68,151$79,209$20,5000.30
James Madison University$65,931$68,297$19,7500.30
Virginia Polytechnic Institute and State University$60,678$60,297$22,5350.37
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Washington and Lee University
Lexington
$64,525$76,627—
William & Mary
Williamsburg
$25,040$75,038$19,812
University of Richmond
University of Richmond
$62,600$68,151$20,500
James Madison University
Harrisonburg
$13,576$65,931$19,750
Virginia Polytechnic Institute and State University
Blacksburg
$15,478$60,678$22,535

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Richmond, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 177 graduates with reported earnings and 250 graduates with debt data. Small samples may not be representative.