Analysis
Southern Careers Institute-Pharr's accounting certificate delivers exactly average results for Texas but falls well short of national standards. While the program ranks in the 60th percentile among Texas accounting programs, it sits in just the 23rd percentile nationally, with first-year earnings of $22,081 compared to the national median of $31,684. The debt load is relatively manageable at $8,507, creating a reasonable debt-to-earnings ratio of 0.39.
The program serves a predominantly low-income student population (76% receive Pell grants) and provides modest but steady earnings growth of 11% over four years. However, even after this growth, graduates earn $24,529—still $7,000 below the national median for first-year earnings. When compared to top Texas programs like Austin Community College ($62,261) or Dallas College ($39,308), the earning potential gap becomes stark.
For families prioritizing affordability and local access, this program offers a low-debt pathway into accounting work. But parents should understand they're trading earning potential for accessibility—graduates will likely need additional training or experience to reach competitive salary levels in the accounting field.
Where Southern Careers Institute-Pharr Stands
Earnings vs. debt across all accounting certificate's programs nationally
Earnings Distribution
How Southern Careers Institute-Pharr graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern Careers Institute-Pharr | $22,081 | $24,529 | +11% |
| Austin Community College District | $62,261 | $89,915 | +44% |
| Dallas College | $39,308 | $43,760 | +11% |
| Southern Careers Institute-Austin | $22,081 | $24,529 | +11% |
| Southern Careers Institute-Corpus Christi | $22,081 | $24,529 | +11% |
Compare to Similar Programs in Texas
Accounting certificate's programs at peer institutions in Texas (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $22,081 | $24,529 | $8,507 | 0.39 | |
| $2,550 | $62,261 | $89,915 | $21,898 | 0.35 | |
| $2,370 | $39,308 | $43,760 | $12,500 | 0.32 | |
| $2,040 | $34,667 | — | $14,905 | 0.43 | |
| $3,090 | $31,414 | — | $6,550 | 0.21 | |
| — | $22,081 | $24,529 | $8,507 | 0.39 | |
| National Median | — | $31,684 | — | $13,047 | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Pharr, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 344 graduates with reported earnings and 434 graduates with debt data. Small samples may not be representative.