Accounting at Southern Careers Institute-Pharr
Undergraduate Certificate or Diploma
Analysis
Southern Careers Institute-Pharr's accounting certificate delivers exactly average results for Texas but falls well short of national standards. While the program ranks in the 60th percentile among Texas accounting programs, it sits in just the 23rd percentile nationally, with first-year earnings of $22,081 compared to the national median of $31,684. The debt load is relatively manageable at $8,507, creating a reasonable debt-to-earnings ratio of 0.39.
The program serves a predominantly low-income student population (76% receive Pell grants) and provides modest but steady earnings growth of 11% over four years. However, even after this growth, graduates earn $24,529—still $7,000 below the national median for first-year earnings. When compared to top Texas programs like Austin Community College ($62,261) or Dallas College ($39,308), the earning potential gap becomes stark.
For families prioritizing affordability and local access, this program offers a low-debt pathway into accounting work. But parents should understand they're trading earning potential for accessibility—graduates will likely need additional training or experience to reach competitive salary levels in the accounting field.
Where Southern Careers Institute-Pharr Stands
Earnings vs. debt across all accounting certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southern Careers Institute-Pharr graduates compare to all programs nationally
Southern Careers Institute-Pharr graduates earn $22k, placing them in the 23th percentile of all accounting certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Accounting certificate's programs at peer institutions in Texas (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southern Careers Institute-Pharr | $22,081 | $24,529 | $8,507 | 0.39 |
| Austin Community College District | $62,261 | $89,915 | $21,898 | 0.35 |
| Dallas College | $39,308 | $43,760 | $12,500 | 0.32 |
| Houston Community College | $34,667 | — | $14,905 | 0.43 |
| Lone Star College System | $31,414 | — | $6,550 | 0.21 |
| Southern Careers Institute-Austin | $22,081 | $24,529 | $8,507 | 0.39 |
| National Median | $31,684 | — | $13,047 | 0.41 |
Other Accounting Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Austin Community College District Austin | $2,550 | $62,261 | $21,898 |
| Dallas College Dallas | $2,370 | $39,308 | $12,500 |
| Houston Community College Houston | $2,040 | $34,667 | $14,905 |
| Lone Star College System The Woodlands | $3,090 | $31,414 | $6,550 |
| Southern Careers Institute-Austin Austin | — | $22,081 | $8,507 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Pharr, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 344 graduates with reported earnings and 434 graduates with debt data. Small samples may not be representative.