Analysis
The $48,788 debt load at Southern Technical College significantly exceeds what most Florida accounting graduates carry—more than double the state median of $22,615. While peer programs in Florida suggest first-year earnings around $51,800, that debt burden creates a nearly 1:1 ratio that demands serious consideration. With 70% of students receiving Pell grants, this isn't a population with financial cushions to weather aggressive loan repayment.
Here's the practical concern: similar programs at public universities in Florida—UF, FSU, UCF—produce comparable or better earnings with roughly half the debt. Even factoring in Southern Technical's potentially faster completion time or flexible scheduling, that debt gap represents real money that will constrain housing choices, career flexibility, and financial security for years after graduation. Based on what comparable Florida accounting programs deliver, graduates here would be looking at monthly loan payments that consume a meaningful chunk of that $51,800 salary.
For families weighing this option, the arithmetic matters. If your child has access to a state university accounting program, the debt difference alone could fund several years of living expenses or a down payment on a home. Southern Technical may offer specific advantages—location, schedule, support services—but those benefits need to justify carrying twice the typical Florida accounting graduate's debt load.
Where Southern Technical College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,742 | $51,837* | — | $48,788* | — | |
| $6,381 | $65,144* | $75,355 | $18,003* | 0.28 | |
| $6,389 | $58,514* | $66,355 | $22,615* | 0.39 | |
| $4,879 | $56,600* | $60,630 | $19,431* | 0.34 | |
| $5,656 | $55,626* | $74,193 | $18,625* | 0.33 | |
| $6,368 | $55,203* | $68,209 | $19,736* | 0.36 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Technical College, approximately 70% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in FL. Actual outcomes may vary.