Biology at Southwest Minnesota State University
Bachelor's Degree
Analysis
Southwest Minnesota State's biology program delivers below-median outcomes for Minnesota, with graduates earning $31,765 in their first year—ranking in just the 40th percentile statewide. That's roughly $4,200 less than the typical Minnesota biology graduate and trails public alternatives like St. Cloud State ($44,166) and Winona State ($38,666) by significant margins. Even among Minnesota's 31 biology programs, this is toward the lower end of earning potential.
The debt load of $26,250 is close to state and national medians, which means the debt-to-earnings ratio of 0.83 looks reasonable on paper. Your child would owe less than one year's salary, which is manageable. However, the real concern is the opportunity cost: paying similar debt for substantially lower earnings than other Minnesota schools provide. The relatively low Pell grant rate (11%) suggests most students here come from families who can afford alternatives.
One critical caveat: this data reflects fewer than 30 graduates, so these numbers could shift dramatically year to year. If your child is strongly drawn to SMSU for non-academic reasons—small-town environment, campus fit, specific faculty—the financial difference might be acceptable. But purely from an earnings standpoint, Minnesota offers several biology programs that provide better returns on the same investment.
Where Southwest Minnesota State University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southwest Minnesota State University graduates compare to all programs nationally
Southwest Minnesota State University graduates earn $32k, placing them in the 47th percentile of all biology bachelors programs nationally.
Compare to Similar Programs in Minnesota
Biology bachelors's programs at peer institutions in Minnesota (31 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southwest Minnesota State University | $31,765 | — | $26,250 | 0.83 |
| Saint Cloud State University | $44,166 | $57,880 | $24,450 | 0.55 |
| Metropolitan State University | $42,128 | $50,242 | $28,619 | 0.68 |
| St Catherine University | $40,937 | — | $27,000 | 0.66 |
| University of Minnesota-Morris | $40,415 | $43,278 | $18,500 | 0.46 |
| Winona State University | $38,666 | $60,023 | $22,665 | 0.59 |
| National Median | $32,316 | — | $25,000 | 0.77 |
Other Biology Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Cloud State University Saint Cloud | $10,117 | $44,166 | $24,450 |
| Metropolitan State University Saint Paul | $9,780 | $42,128 | $28,619 |
| St Catherine University Saint Paul | $49,758 | $40,937 | $27,000 |
| University of Minnesota-Morris Morris | $14,288 | $40,415 | $18,500 |
| Winona State University Winona | $10,498 | $38,666 | $22,665 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.