Median Earnings (1yr)
$31,765
47th percentile (40th in MN)
Median Debt
$26,250
5% above national median
Debt-to-Earnings
0.83
Manageable
Sample Size
16
Limited data

Analysis

Southwest Minnesota State's biology program delivers below-median outcomes for Minnesota, with graduates earning $31,765 in their first year—ranking in just the 40th percentile statewide. That's roughly $4,200 less than the typical Minnesota biology graduate and trails public alternatives like St. Cloud State ($44,166) and Winona State ($38,666) by significant margins. Even among Minnesota's 31 biology programs, this is toward the lower end of earning potential.

The debt load of $26,250 is close to state and national medians, which means the debt-to-earnings ratio of 0.83 looks reasonable on paper. Your child would owe less than one year's salary, which is manageable. However, the real concern is the opportunity cost: paying similar debt for substantially lower earnings than other Minnesota schools provide. The relatively low Pell grant rate (11%) suggests most students here come from families who can afford alternatives.

One critical caveat: this data reflects fewer than 30 graduates, so these numbers could shift dramatically year to year. If your child is strongly drawn to SMSU for non-academic reasons—small-town environment, campus fit, specific faculty—the financial difference might be acceptable. But purely from an earnings standpoint, Minnesota offers several biology programs that provide better returns on the same investment.

Where Southwest Minnesota State University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Southwest Minnesota State UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwest Minnesota State University graduates compare to all programs nationally

Southwest Minnesota State University graduates earn $32k, placing them in the 47th percentile of all biology bachelors programs nationally.

Compare to Similar Programs in Minnesota

Biology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwest Minnesota State University$31,765—$26,2500.83
Saint Cloud State University$44,166$57,880$24,4500.55
Metropolitan State University$42,128$50,242$28,6190.68
St Catherine University$40,937—$27,0000.66
University of Minnesota-Morris$40,415$43,278$18,5000.46
Winona State University$38,666$60,023$22,6650.59
National Median$32,316—$25,0000.77

Other Biology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Cloud State University
Saint Cloud
$10,117$44,166$24,450
Metropolitan State University
Saint Paul
$9,780$42,128$28,619
St Catherine University
Saint Paul
$49,758$40,937$27,000
University of Minnesota-Morris
Morris
$14,288$40,415$18,500
Winona State University
Winona
$10,498$38,666$22,665

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.