Analysis
Southwest Minnesota State's biology program delivers below-median outcomes for Minnesota, with graduates earning $31,765 in their first year—ranking in just the 40th percentile statewide. That's roughly $4,200 less than the typical Minnesota biology graduate and trails public alternatives like St. Cloud State ($44,166) and Winona State ($38,666) by significant margins. Even among Minnesota's 31 biology programs, this is toward the lower end of earning potential.
The debt load of $26,250 is close to state and national medians, which means the debt-to-earnings ratio of 0.83 looks reasonable on paper. Your child would owe less than one year's salary, which is manageable. However, the real concern is the opportunity cost: paying similar debt for substantially lower earnings than other Minnesota schools provide. The relatively low Pell grant rate (11%) suggests most students here come from families who can afford alternatives.
One critical caveat: this data reflects fewer than 30 graduates, so these numbers could shift dramatically year to year. If your child is strongly drawn to SMSU for non-academic reasons—small-town environment, campus fit, specific faculty—the financial difference might be acceptable. But purely from an earnings standpoint, Minnesota offers several biology programs that provide better returns on the same investment.
Where Southwest Minnesota State University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Southwest Minnesota State University graduates compare to all programs nationally
Compare to Similar Programs in Minnesota
Biology bachelors's programs at peer institutions in Minnesota (31 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,304 | $31,765 | — | $26,250 | 0.83 | |
| $10,117 | $44,166 | $57,880 | $24,450 | 0.55 | |
| $9,780 | $42,128 | $50,242 | $28,619 | 0.68 | |
| $49,758 | $40,937 | — | $27,000 | 0.66 | |
| $14,288 | $40,415 | $43,278 | $18,500 | 0.46 | |
| $10,498 | $38,666 | $60,023 | $22,665 | 0.59 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.