Analysis
A debt load around $15,600 for an associate degree in marketing puts this program well below what similar programs typically carry—peer institutions nationally report median debt closer to $19,000, while Minnesota programs average over $27,000. Combined with first-year earnings that appear consistent with national benchmarks (around $42,000 based on comparable programs), the financial fundamentals look manageable, though the small graduate cohort means these figures are extrapolated from peer institutions rather than this specific program's track record.
The broader question is whether an associate degree provides sufficient entry into marketing roles that increasingly favor bachelor's degree holders. Minnesota's marketing associate programs show relatively compressed earnings—the state median and 75th percentile are nearly identical—suggesting limited income growth potential without further education. Many graduates in this field use the associate degree as a stepping stone, transferring credits toward a four-year program where marketing salaries climb substantially higher.
If your child plans to complete a bachelor's degree eventually, this could serve as an affordable start with manageable debt. If they're aiming to enter the workforce immediately after two years, recognize that career advancement may require additional credentials down the line, and the estimated $42,000 starting salary—while decent for an associate degree—represents a likely ceiling without further education.
Where Southwest Minnesota State University Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs in Minnesota
Marketing associates's programs at peer institutions in Minnesota (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,304 | $41,955* | — | $15,597* | — | |
| $10,899 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.