Analysis
A debt-to-earnings ratio of 0.37 suggests this program could be financially manageable, though the numbers come with caveats. Based on comparable marketing associate's programs nationwide, students typically start at around $42,000 and carry roughly $15,600 in debt—meaning the entire balance equals less than five months of gross pay. That's relatively contained compared to many associate's degrees, where debt can easily exceed half a year's earnings.
The estimate is actually below both the national median debt ($19,149) and particularly Illinois's median ($27,167) for marketing associate's programs, which points to Southwestern Illinois College potentially being a more affordable option within the state. The single Illinois program with reported data shows earnings at $44,293, slightly above the national benchmark used here. For a community college serving a student body where 26% receive Pell grants, keeping borrowing lower while maintaining employability matters significantly.
The practical question is whether an associate's degree opens enough doors in marketing—a field where bachelor's degrees often dominate job postings. If your child plans to transfer credits toward a four-year degree, this could be a cost-effective foundation. If they're entering the workforce directly, understand that $42,000 represents entry-level pay in a competitive field where advancement typically requires either experience or further education. The debt burden appears light enough not to prevent either path.
Where Southwestern Illinois College Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs in Illinois
Marketing associates's programs at peer institutions in Illinois (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,870 | $41,955* | — | $15,597* | — | |
| $13,546 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Illinois College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.