Psychology at Southwestern University
Bachelor's Degree
Analysis
Southwestern's psychology program lands right in the middle of the pack—40th percentile among Texas schools—but that middle ground means graduates earn substantially less than peers at stronger programs in the state. First-year earnings of $30,373 trail the top Texas programs by $10,000 to $15,000 annually, a meaningful gap when you're carrying $26,000 in debt. While the debt-to-earnings ratio of 0.86 isn't disastrous, it's not particularly strong either, especially for a selective liberal arts college with a 39% admission rate and solid SAT scores.
The small sample size here matters. With fewer than 30 graduates in the data, one or two students with unusually high or low outcomes can skew the numbers significantly. That said, the pattern isn't encouraging: earnings barely match the national and state medians despite Southwestern's competitive admissions profile. Psychology majors at similar private universities in Texas are seeing substantially better outcomes.
If your child is set on psychology and drawn to Southwestern's small-college environment, understand they'll likely need a plan beyond the bachelor's degree—whether that's graduate school, strategic internships, or a complementary minor—to justify the investment. The debt load is manageable, but the earnings don't give much breathing room for repayment while building a career.
Where Southwestern University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southwestern University graduates compare to all programs nationally
Southwestern University graduates earn $30k, placing them in the 41th percentile of all psychology bachelors programs nationally.
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southwestern University | $30,373 | — | $26,000 | 0.86 |
| The University of Texas Permian Basin | $46,009 | $50,137 | $21,731 | 0.47 |
| Texas Christian University | $42,108 | $48,796 | $23,412 | 0.56 |
| Rice University | $41,299 | $57,256 | $12,505 | 0.30 |
| Southern Methodist University | $38,115 | $52,450 | $23,310 | 0.61 |
| University of St Thomas | $37,572 | — | $21,468 | 0.57 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas Permian Basin Odessa | $10,904 | $46,009 | $21,731 |
| Texas Christian University Fort Worth | $57,220 | $42,108 | $23,412 |
| Rice University Houston | $58,128 | $41,299 | $12,505 |
| Southern Methodist University Dallas | $64,460 | $38,115 | $23,310 |
| University of St Thomas Houston | $33,660 | $37,572 | $21,468 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.