Analysis
Physics degrees from smaller programs in New York typically launch graduates near $49,000 in first-year earnings, right at the state median—and St. Bonaventure's program likely follows this pattern. With an estimated debt load around $20,000, you're looking at a manageable debt-to-earnings ratio of 0.42, meaning graduates could theoretically pay off loans in about five months of gross income. That's considerably better than the national physics median debt of $23,000, though it's worth noting that nearby CUNY City College produces similar earnings with significantly lower costs for in-state students.
The challenge here is the lack of actual data—St. Bonaventure's physics program is small enough that the Department of Education can't publish outcomes without compromising graduate privacy. This means we're working from what other New York physics programs produce rather than knowing how this specific program's graduates fare. The wider physics landscape shows considerable variation: Rensselaer grads start around $60,000 while Stony Brook's begin near $45,000, a $15,000 spread that suggests program quality and connections matter.
For a family considering St. Bonaventure at an 82% admission rate, the estimated numbers suggest reasonable value if your child thrives in smaller settings. But push the department hard on graduate outcomes—where do their physics majors actually land, and how quickly? Without verifiable data, you're betting on the school's assurances rather than documented results.
Where St Bonaventure University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,150 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Bonaventure University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.