Median Earnings (1yr)
$28,175
23rd percentile (40th in TX)
Median Debt
$26,000
2% above national median
Debt-to-Earnings
0.92
Manageable
Sample Size
28
Limited data

Analysis

St. Mary's psychology program sits squarely in the middle of Texas options—ranking at the 40th percentile statewide—but underperforms the national benchmark by about 10%. Starting salaries of $28,175 trail both the Texas median ($30,932) and national average ($31,482), though debt levels remain relatively typical at $26,000. The 44% earnings growth over four years is encouraging, bringing graduates closer to a sustainable income level by their mid-twenties.

However, the small sample size here—fewer than 30 graduates—means these numbers could swing considerably with just a few data points. The program serves a predominantly first-generation and lower-income population (42% on Pell grants), which may influence career paths and early salary outcomes. What's clear is that this isn't competing with UT Permian Basin or TCU psychology programs, which start graduates $10,000-$18,000 higher.

For families prioritizing affordability and access to a Catholic institution in San Antonio, the debt burden here is manageable—just under a year's starting salary. But if maximizing psychology career earnings is the goal, other Texas public universities offer better outcomes at lower cost. This program makes most sense for students who need the support systems and accessibility of a high-acceptance school, understanding they'll likely need to pursue graduate education to reach higher earning potential in psychology fields.

Where St. Mary's University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

St. Mary's UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Mary's University graduates compare to all programs nationally

St. Mary's University graduates earn $28k, placing them in the 23th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Mary's University$28,175$40,698$26,0000.92
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.