Analysis
St. Mary's psychology program sits squarely in the middle of Texas options—ranking at the 40th percentile statewide—but underperforms the national benchmark by about 10%. Starting salaries of $28,175 trail both the Texas median ($30,932) and national average ($31,482), though debt levels remain relatively typical at $26,000. The 44% earnings growth over four years is encouraging, bringing graduates closer to a sustainable income level by their mid-twenties.
However, the small sample size here—fewer than 30 graduates—means these numbers could swing considerably with just a few data points. The program serves a predominantly first-generation and lower-income population (42% on Pell grants), which may influence career paths and early salary outcomes. What's clear is that this isn't competing with UT Permian Basin or TCU psychology programs, which start graduates $10,000-$18,000 higher.
For families prioritizing affordability and access to a Catholic institution in San Antonio, the debt burden here is manageable—just under a year's starting salary. But if maximizing psychology career earnings is the goal, other Texas public universities offer better outcomes at lower cost. This program makes most sense for students who need the support systems and accessibility of a high-acceptance school, understanding they'll likely need to pursue graduate education to reach higher earning potential in psychology fields.
Where St. Mary's University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How St. Mary's University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St. Mary's University | $28,175 | $40,698 | +44% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $36,242 | $28,175 | $40,698 | $26,000 | 0.92 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.