Psychology at St. Mary's University
Bachelor's Degree
Analysis
St. Mary's psychology program sits squarely in the middle of Texas options—ranking at the 40th percentile statewide—but underperforms the national benchmark by about 10%. Starting salaries of $28,175 trail both the Texas median ($30,932) and national average ($31,482), though debt levels remain relatively typical at $26,000. The 44% earnings growth over four years is encouraging, bringing graduates closer to a sustainable income level by their mid-twenties.
However, the small sample size here—fewer than 30 graduates—means these numbers could swing considerably with just a few data points. The program serves a predominantly first-generation and lower-income population (42% on Pell grants), which may influence career paths and early salary outcomes. What's clear is that this isn't competing with UT Permian Basin or TCU psychology programs, which start graduates $10,000-$18,000 higher.
For families prioritizing affordability and access to a Catholic institution in San Antonio, the debt burden here is manageable—just under a year's starting salary. But if maximizing psychology career earnings is the goal, other Texas public universities offer better outcomes at lower cost. This program makes most sense for students who need the support systems and accessibility of a high-acceptance school, understanding they'll likely need to pursue graduate education to reach higher earning potential in psychology fields.
Where St. Mary's University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How St. Mary's University graduates compare to all programs nationally
St. Mary's University graduates earn $28k, placing them in the 23th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| St. Mary's University | $28,175 | $40,698 | $26,000 | 0.92 |
| The University of Texas Permian Basin | $46,009 | $50,137 | $21,731 | 0.47 |
| Texas Christian University | $42,108 | $48,796 | $23,412 | 0.56 |
| Rice University | $41,299 | $57,256 | $12,505 | 0.30 |
| Southern Methodist University | $38,115 | $52,450 | $23,310 | 0.61 |
| University of St Thomas | $37,572 | — | $21,468 | 0.57 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas Permian Basin Odessa | $10,904 | $46,009 | $21,731 |
| Texas Christian University Fort Worth | $57,220 | $42,108 | $23,412 |
| Rice University Houston | $58,128 | $41,299 | $12,505 |
| Southern Methodist University Dallas | $64,460 | $38,115 | $23,310 |
| University of St Thomas Houston | $33,660 | $37,572 | $21,468 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.