Finance and Financial Management Services (Bachelor's Degree) at St. Thomas University

Est. Earnings (1yr)

$51,633

Est. from FL median (15 programs)

Est. Median Debt

$24,028

Est. from FL median (5 programs)

Analysis

Similar finance programs across Florida suggest first-year earnings around $51,600—right in line with the state median but trailing well behind what graduates from UF, Miami, and FSU typically command. The estimated $24,000 in debt sits slightly above the state median, though it's manageable at a 0.47 ratio to earnings. That means roughly half a year's salary goes toward debt, a workable burden for most finance graduates who see steady income growth early in their careers.

The bigger question is whether St. Thomas University's program prepares students to compete for the higher-paying finance roles that are clearly available in Florida's market. The gap between this program's estimated outcomes and those at top state schools—where graduates earn $15,000 to $19,000 more in year one—is substantial. With a 99% admission rate and just 25% of students on Pell grants, the school serves a different population than Florida's flagship universities, but that doesn't explain away a $15,000 earnings difference when the debt loads are similar.

For families weighing this option, the key is understanding where St. Thomas graduates actually land jobs and what firms recruit on campus. If your child can access the same finance employers through internships and networking, the debt is reasonable. If not, paying similar money for significantly lower earnings potential would be a tough sell.

Where St. Thomas University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Florida

Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
St. Thomas UniversityMiami Gardens	$34,770	$51,633*	—	$24,028*	—
University of FloridaGainesville	$6,381	$70,663*	$83,279	$17,954*	0.25
University of MiamiCoral Gables	$59,926	$70,352*	$89,692	$14,500*	0.21
Florida State UniversityTallahassee	$5,656	$56,516*	$75,328	$18,162*	0.32
University of Central FloridaOrlando	$6,368	$56,415*	$66,928	$18,843*	0.33
Florida Gulf Coast UniversityFort Myers	$6,118	$55,882*	$70,927	$21,239*	0.38
National Median	—	$53,590*	—	$23,332*	0.44

* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in FL. Actual outcomes may vary.