Analysis
Stevenson's psychology program starts at just $28,182—nearly $3,300 below Maryland's median for psychology graduates and in the bottom quarter nationally. While the 48% earnings jump over four years looks promising on paper, even at year four, graduates earn $41,790, which still trails top Maryland programs considerably. University of Maryland Global Campus psychology grads, for instance, start at $42,000 right out of the gate.
The $27,000 debt load is close to typical for psychology programs, creating a nearly 1:1 debt-to-earnings ratio in that crucial first year. For context, you're at the 40th percentile among Maryland psychology programs—meaning three out of five comparable in-state options deliver better initial outcomes. With an 83% admission rate, Stevenson isn't particularly selective, yet its outcomes don't reflect a hidden-gem advantage that might justify the investment.
For families considering this program, the question is whether your child can weather several years of modest earnings while the degree potentially gains traction. That first year at $28K is tight financially, especially with loan payments starting. If your student is Maryland-based and comparing options, several state schools—including UMD College Park and UMBC—offer notably stronger starting salaries in the same field. This isn't a disastrous choice, but it requires clear eyes about the financial timeline ahead.
Where Stevenson University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Stevenson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Stevenson University | $28,182 | $41,790 | +48% |
| Loyola University Maryland | $26,103 | $55,969 | +114% |
| University of Maryland-College Park | $35,933 | $54,690 | +52% |
| Washington College | $34,490 | $50,653 | +47% |
| University of Maryland-Baltimore County | $35,721 | $48,488 | +36% |
Compare to Similar Programs in Maryland
Psychology bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $39,708 | $28,182 | $41,790 | $27,000 | 0.96 | |
| $7,992 | $42,056 | $47,572 | $23,465 | 0.56 | |
| $8,999 | $36,765 | $47,990 | $28,375 | 0.77 | |
| $11,505 | $35,933 | $54,690 | $20,500 | 0.57 | |
| $12,952 | $35,721 | $48,488 | $20,500 | 0.57 | |
| $54,356 | $34,490 | $50,653 | $27,000 | 0.78 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stevenson University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 36 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.