Median Earnings (1yr)
$28,182
23rd percentile
40th percentile in Maryland
Median Debt
$27,000
6% above national median

Analysis

Stevenson's psychology program starts at just $28,182—nearly $3,300 below Maryland's median for psychology graduates and in the bottom quarter nationally. While the 48% earnings jump over four years looks promising on paper, even at year four, graduates earn $41,790, which still trails top Maryland programs considerably. University of Maryland Global Campus psychology grads, for instance, start at $42,000 right out of the gate.

The $27,000 debt load is close to typical for psychology programs, creating a nearly 1:1 debt-to-earnings ratio in that crucial first year. For context, you're at the 40th percentile among Maryland psychology programs—meaning three out of five comparable in-state options deliver better initial outcomes. With an 83% admission rate, Stevenson isn't particularly selective, yet its outcomes don't reflect a hidden-gem advantage that might justify the investment.

For families considering this program, the question is whether your child can weather several years of modest earnings while the degree potentially gains traction. That first year at $28K is tight financially, especially with loan payments starting. If your student is Maryland-based and comparing options, several state schools—including UMD College Park and UMBC—offer notably stronger starting salaries in the same field. This isn't a disastrous choice, but it requires clear eyes about the financial timeline ahead.

Where Stevenson University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Stevenson University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Stevenson University$28,182$41,790+48%
Loyola University Maryland$26,103$55,969+114%
University of Maryland-College Park$35,933$54,690+52%
Washington College$34,490$50,653+47%
University of Maryland-Baltimore County$35,721$48,488+36%

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Stevenson UniversityOwings Mills$39,708$28,182$41,790$27,0000.96
University of Maryland Global CampusAdelphi$7,992$42,056$47,572$23,4650.56
Bowie State UniversityBowie$8,999$36,765$47,990$28,3750.77
University of Maryland-College ParkCollege Park$11,505$35,933$54,690$20,5000.57
University of Maryland-Baltimore CountyBaltimore$12,952$35,721$48,488$20,5000.57
Washington CollegeChestertown$54,356$34,490$50,653$27,0000.78
National Median—$31,482—$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stevenson University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.