Computer/Information Technology Administration and Management at Sullivan University

A debt-to-earnings ratio of 0.25 represents one of the better financial profiles you'll encounter for a short-term credential. Based on comparable IT administration programs nationally, students typically borrow around $10,400 and earn roughly $42,000 in their first year—meaning the debt could theoretically be paid off in under three months of gross income. That's a manageable burden, particularly for a certificate that can be completed quickly and positions graduates for immediate employment in a field with strong demand.

The challenge here is uncertainty. With only 11% of Sullivan students receiving Pell grants (suggesting a largely non-traditional or part-time student body), and both earnings and debt figures derived from peer programs rather than this school's actual outcomes, you're making decisions with limited visibility. Similar programs across the country show consistency in results, which offers some reassurance, but you won't find Kentucky-specific comparisons or this institution's track record to validate whether Sullivan's version delivers comparable value. The national data suggests IT certificates generally produce solid returns, but individual program quality varies considerably.

For parents funding this credential, the key question becomes whether a modest estimated debt load justifies the risk of incomplete information. If your child already has some IT experience or clear job prospects, the numbers work. If they're career-exploring or need significant support services, you'll want direct conversations with the program about job placement rates and employer relationships before committing.