Analysis
Physics remains one of the more financially sensible STEM paths, and based on comparable programs across New York, Potsdam's graduates likely start around $48,600—right at the state median and just above the national benchmark. The estimated $19,800 in debt is notably lower than both state and national medians for physics programs, producing a debt-to-earnings ratio of 0.41 that suggests graduates could realistically pay off loans within a few years of entry-level employment. With 43% of students receiving Pell grants, this represents an accessible path into a quantitative field without the premium pricing of nearby research universities.
The reality check: these figures are estimates drawn from peer physics programs in New York since Potsdam's graduating class in this major is too small for the Department of Education to report specific outcomes. Similar programs across the state cluster tightly around this $48,000 range, whether at City College or Stony Brook, with only elite institutions like Rensselaer pushing significantly higher. Physics bachelor's degrees typically open doors to diverse careers—from data analysis to engineering to graduate school—that can boost earnings substantially beyond first-year numbers.
For families weighing this investment, the combination of moderate estimated debt and solid first-year earning potential suggests reasonable financial risk, particularly for students genuinely committed to quantitative work. The 85% admission rate means access isn't a barrier, but success in physics requires strong math skills and persistence through demanding coursework.
Where SUNY College at Potsdam Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,712 | $48,641* | — | $19,842* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY College at Potsdam, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.