Analysis
Based on comparable physics programs in New York, SUNY Oneonta graduates likely enter the workforce earning around $48,600—right at the state median and slightly above the national benchmark of $47,700. With estimated debt of roughly $19,800, this translates to a manageable debt-to-earnings ratio of 0.41, meaning less than half a year's salary to repay. That's a relatively favorable starting position for a STEM degree, particularly compared to the national median debt of $23,300 for physics programs.
The challenge here is that physics bachelor's degrees often serve as stepping stones to graduate school or specialized careers that take time to develop. Similar programs across New York show first-year earnings clustering tightly—even Cornell physics graduates start at just $51,000—suggesting the degree itself provides solid but not spectacular early returns. The real question is whether your student plans to pursue advanced degrees or enter industry directly. Physics majors who stop at the bachelor's level often pivot into related fields like data science, engineering, or teaching, which can make these early estimates less predictive of long-term outcomes.
For families weighing the investment, the moderate debt load and accessible admissions (70% acceptance rate) make SUNY Oneonta a lower-risk entry point into physics compared to pricier private alternatives. Just recognize that these figures represent typical outcomes for New York physics programs generally, not necessarily what this specific cohort will experience.
Where SUNY Oneonta Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,812 | $48,641* | — | $19,842* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Oneonta, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.