Analysis
Tarleton State's finance program delivers solid early earnings—$55,138 puts graduates in the 60th percentile among Texas finance programs—while keeping debt remarkably low at just $18,625. That 0.34 debt-to-earnings ratio means graduates owe roughly four months of their starting salary, a manageable burden that compares favorably to the state median debt of $22,500. For families seeking a finance degree without the price tag of SMU or UT Austin, this represents a practical middle ground.
The tradeoff is straightforward: you're not getting the $80,000+ starting salaries of Texas's elite programs, but you're also not graduating with crushing debt from a school with a 94% admission rate. The $18,625 median debt is particularly impressive for a finance degree, falling well below both state and national averages. That financial cushion matters for young professionals building their careers.
The caveat here is the small sample size—fewer than 30 graduates in the data—so these numbers may not fully represent typical outcomes. Still, for a student who wants to enter finance without taking on significant risk, Tarleton offers a low-cost entry point with respectable earning potential. Just understand you're paying for accessibility and affordability rather than the recruiting pipelines of Texas's flagship programs.
Where Tarleton State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Tarleton State University graduates compare to all programs nationally
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,878 | $55,138 | — | $18,625 | 0.34 | |
| $64,460 | $83,159 | $113,839 | $19,500 | 0.23 | |
| $11,678 | $81,844 | $95,994 | $20,500 | 0.25 | |
| $57,220 | $78,453 | $90,933 | $19,500 | 0.25 | |
| $13,099 | $71,409 | $90,976 | $16,880 | 0.24 | |
| — | $70,963 | $59,017 | $48,469 | 0.68 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tarleton State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.