Analysis
Tarleton State's psychology program outperforms roughly 60% of similar programs both nationally and across Texas, delivering graduates who earn $32,937 in their first year—about $2,000 above state and national medians. For a school with a 94% admission rate serving a substantial population of Pell Grant recipients, these outcomes represent solid value. The $23,250 median debt sits slightly below typical borrowing levels, creating a debt-to-earnings ratio of 0.71 that graduates can realistically manage.
The earnings trajectory looks healthy, with graduates seeing 20% income growth by year four to reach nearly $40,000. This isn't Rice or SMU money—those programs start graduates at $41,000+—but Tarleton costs considerably less and still positions graduates in the middle tier of Texas psychology programs. The gap matters less when you factor in the lower debt burden and broader accessibility.
The practical reality: most psychology bachelor's holders need graduate school for career advancement, so managing undergraduate debt matters enormously. Tarleton delivers respectable earnings while keeping borrowing in check, making it a sensible foundation for students planning further education. For families seeking an affordable path into psychology with middle-of-the-pack earning potential, this program accomplishes exactly that without creating financial strain.
Where Tarleton State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Tarleton State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tarleton State University | $32,937 | $39,627 | +20% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,878 | $32,937 | $39,627 | $23,250 | 0.71 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tarleton State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 141 graduates with reported earnings and 226 graduates with debt data. Small samples may not be representative.