Median Earnings (1yr)
$32,937
61st percentile (60th in TX)
Median Debt
$23,250
9% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
141
Adequate data

Analysis

Tarleton State's psychology program outperforms roughly 60% of similar programs both nationally and across Texas, delivering graduates who earn $32,937 in their first year—about $2,000 above state and national medians. For a school with a 94% admission rate serving a substantial population of Pell Grant recipients, these outcomes represent solid value. The $23,250 median debt sits slightly below typical borrowing levels, creating a debt-to-earnings ratio of 0.71 that graduates can realistically manage.

The earnings trajectory looks healthy, with graduates seeing 20% income growth by year four to reach nearly $40,000. This isn't Rice or SMU money—those programs start graduates at $41,000+—but Tarleton costs considerably less and still positions graduates in the middle tier of Texas psychology programs. The gap matters less when you factor in the lower debt burden and broader accessibility.

The practical reality: most psychology bachelor's holders need graduate school for career advancement, so managing undergraduate debt matters enormously. Tarleton delivers respectable earnings while keeping borrowing in check, making it a sensible foundation for students planning further education. For families seeking an affordable path into psychology with middle-of-the-pack earning potential, this program accomplishes exactly that without creating financial strain.

Where Tarleton State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Tarleton State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tarleton State University graduates compare to all programs nationally

Tarleton State University graduates earn $33k, placing them in the 61th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tarleton State University$32,937$39,627$23,2500.71
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tarleton State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 141 graduates with reported earnings and 226 graduates with debt data. Small samples may not be representative.