Economics at Temple University
Bachelor's Degree
Analysis
Temple's economics program starts slower than most but delivers where it counts: strong earnings growth. While first-year graduates earn about $48,000—below both Pennsylvania's median ($53,000) and the national average ($52,000)—they see a solid 29% jump by year four to reach nearly $62,000. That trajectory suggests employers value the skills these graduates develop, even if they don't command premium starting salaries. The $24,250 debt load is reasonable, translating to a 0.50 debt-to-earnings ratio that's manageable even during those leaner early years.
The elephant in the room is the gap between Temple and Pennsylvania's elite programs. Penn and Carnegie Mellon grads earn $85,000+ right out of the gate, nearly double Temple's starting figure. But that comparison isn't entirely fair—Temple's 83% admission rate and 30% Pell grant population serve a different student body. For families who can't afford or access those top-tier programs, Temple offers economics training at a price point that won't crush graduates with debt while their careers gain momentum.
The verdict: This is a solid middle-of-the-pack option that rewards patience. If your child can handle a modest first few years financially while building experience, the earnings trajectory points upward. Just don't expect the immediate payoff that comes with Pennsylvania's most selective programs.
Where Temple University Stands
Earnings vs. debt across all economics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Temple University graduates compare to all programs nationally
Temple University graduates earn $48k, placing them in the 36th percentile of all economics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Economics bachelors's programs at peer institutions in Pennsylvania (49 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Temple University | $48,242 | $61,989 | $24,250 | 0.50 |
| University of Pennsylvania | $89,097 | $125,816 | $14,000 | 0.16 |
| Carnegie Mellon University | $86,284 | $94,093 | $22,020 | 0.26 |
| Swarthmore College | $76,944 | $105,566 | $19,500 | 0.25 |
| Drexel University | $70,967 | $83,676 | $29,000 | 0.41 |
| Bucknell University | $70,946 | $79,134 | $25,888 | 0.36 |
| National Median | $51,722 | — | $22,816 | 0.44 |
Other Economics Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Pennsylvania Philadelphia | $66,104 | $89,097 | $14,000 |
| Carnegie Mellon University Pittsburgh | $63,829 | $86,284 | $22,020 |
| Swarthmore College Swarthmore | $62,412 | $76,944 | $19,500 |
| Drexel University Philadelphia | $60,663 | $70,967 | $29,000 |
| Bucknell University Lewisburg | $64,772 | $70,946 | $25,888 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 134 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.