Analysis
Terra State's associate in marketing carries an estimated $15,597 in debt—below both the state and national medians for this credential—while peer programs nationally suggest first-year earnings around $42,000. That debt-to-earnings ratio of 0.37 is manageable by community college standards, meaning graduates could theoretically pay off their loans with less than five months of gross income.
The earnings estimate deserves scrutiny, though. While the national benchmark sits at $42,000, Ohio's marketing programs tell a different story: the state median is just $32,668, nearly $10,000 lower. Cincinnati State's reported outcomes align with that lower state figure. If Terra State's graduates follow the Ohio pattern rather than the national one, the value proposition weakens considerably—though the lower debt would still keep this program more affordable than many alternatives.
For a quarter of students here receiving Pell grants, that debt load matters. An associate degree that costs under $16,000 and leads to $30,000+ in earnings provides a realistic pathway without crushing debt. Just understand you're betting on estimates drawn from other schools, and Ohio's track record in marketing suggests tempering expectations closer to $33,000 than $42,000.
Where Terra State Community College Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs in Ohio
Marketing associates's programs at peer institutions in Ohio (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,660 | $41,955* | — | $15,597* | — | |
| $5,400 | $32,668* | — | $18,341* | 0.56 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Terra State Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.