Median Earnings (1yr)
$24,871
5th percentile (25th in TX)
Median Debt
$15,537
39% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
208
Adequate data

Analysis

Texas A&M International's psychology program presents a challenging start but shows promising momentum. First-year earnings of $24,871 trail both the Texas state median ($30,932) and national average ($31,482) significantly, placing graduates in just the 5th percentile nationally. Yet four years out, earnings jump 50% to $37,353—roughly matching what graduates from programs like University of St. Thomas earn right away. This growth trajectory is exceptional for psychology programs, suggesting graduates either pursue additional credentials or find their footing in stronger career paths over time.

The low debt load of $15,537—well below both state ($24,000) and national ($25,500) medians—makes this difficult launch more manageable. With 63% of students receiving Pell grants, this is clearly serving a population for whom affordable access matters most. The debt-to-earnings ratio of 0.62 means graduates should be able to handle repayment even during those lean early years.

For families focused purely on immediate post-graduation income, this program lags behind most Texas options. But for students who need an affordable degree and can weather a few years of modest earnings while building toward something better, the combination of low debt and strong earnings growth offers a viable path—just one that requires patience and likely additional steps after the bachelor's degree.

Where Texas A & M International University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Texas A & M International UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A & M International University graduates compare to all programs nationally

Texas A & M International University graduates earn $25k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A & M International University$24,871$37,353$15,5370.62
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A & M International University, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 245 graduates with debt data. Small samples may not be representative.