Analysis
Texas A&M International's psychology program presents a challenging start but shows promising momentum. First-year earnings of $24,871 trail both the Texas state median ($30,932) and national average ($31,482) significantly, placing graduates in just the 5th percentile nationally. Yet four years out, earnings jump 50% to $37,353—roughly matching what graduates from programs like University of St. Thomas earn right away. This growth trajectory is exceptional for psychology programs, suggesting graduates either pursue additional credentials or find their footing in stronger career paths over time.
The low debt load of $15,537—well below both state ($24,000) and national ($25,500) medians—makes this difficult launch more manageable. With 63% of students receiving Pell grants, this is clearly serving a population for whom affordable access matters most. The debt-to-earnings ratio of 0.62 means graduates should be able to handle repayment even during those lean early years.
For families focused purely on immediate post-graduation income, this program lags behind most Texas options. But for students who need an affordable degree and can weather a few years of modest earnings while building toward something better, the combination of low debt and strong earnings growth offers a viable path—just one that requires patience and likely additional steps after the bachelor's degree.
Where Texas A & M International University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Texas A & M International University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas A & M International University | $24,871 | $37,353 | +50% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,846 | $24,871 | $37,353 | $15,537 | 0.62 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A & M International University, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 208 graduates with reported earnings and 245 graduates with debt data. Small samples may not be representative.