Median Earnings (1yr)
$24,871
5th percentile
25th percentile in Texas
Median Debt
$15,537
39% below national median

Analysis

Texas A&M International's psychology program presents a challenging start but shows promising momentum. First-year earnings of $24,871 trail both the Texas state median ($30,932) and national average ($31,482) significantly, placing graduates in just the 5th percentile nationally. Yet four years out, earnings jump 50% to $37,353—roughly matching what graduates from programs like University of St. Thomas earn right away. This growth trajectory is exceptional for psychology programs, suggesting graduates either pursue additional credentials or find their footing in stronger career paths over time.

The low debt load of $15,537—well below both state ($24,000) and national ($25,500) medians—makes this difficult launch more manageable. With 63% of students receiving Pell grants, this is clearly serving a population for whom affordable access matters most. The debt-to-earnings ratio of 0.62 means graduates should be able to handle repayment even during those lean early years.

For families focused purely on immediate post-graduation income, this program lags behind most Texas options. But for students who need an affordable degree and can weather a few years of modest earnings while building toward something better, the combination of low debt and strong earnings growth offers a viable path—just one that requires patience and likely additional steps after the bachelor's degree.

Where Texas A & M International University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Texas A & M International University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas A & M International University$24,871$37,353+50%
Rice University$41,299$57,256+39%
Southern Methodist University$38,115$52,450+38%
The University of Texas Permian Basin$46,009$50,137+9%
The University of Texas at Dallas$33,331$48,961+47%

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A & M International UniversityLaredo$7,846$24,871$37,353$15,5370.62
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572$21,4680.57
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A & M International University, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 245 graduates with debt data. Small samples may not be representative.