Finance and Financial Management Services at Texas A&M University-San Antonio
Bachelor's Degree
Analysis
Texas A&M San Antonio's finance program graduates earn about $50,900 in their first year—roughly $2,700 below the state median and $2,700 below the national average for finance majors. Among Texas's 59 finance programs, this lands around the 40th percentile, meaning most comparable programs deliver stronger early earnings. The gap is particularly notable when you consider that top Texas programs like UT Austin and Texas A&M College Station produce graduates earning $30,000+ more annually right out of the gate.
The moderate debt load of $23,776 keeps the program from being a poor value proposition. With a debt-to-earnings ratio of 0.47, graduates should be able to manage their loans on an entry-level finance salary, even if those salaries trail peers from stronger programs. The school's 92% admission rate and high Pell grant percentage (51%) suggest it serves students who might not access more selective finance programs, which provides important context for the earnings gap.
For families considering this program, the central question is opportunity cost. If your child can access a more competitive Texas finance program, the earnings difference likely justifies that choice. But if this represents their best option for a four-year finance degree, the manageable debt and respectable—if below-average—earnings make it a workable path into the field. Just set realistic expectations about starting salaries compared to graduates from flagship universities.
Where Texas A&M University-San Antonio Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Texas A&M University-San Antonio graduates compare to all programs nationally
Texas A&M University-San Antonio graduates earn $51k, placing them in the 35th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Texas A&M University-San Antonio | $50,867 | — | $23,776 | 0.47 |
| Southern Methodist University | $83,159 | $113,839 | $19,500 | 0.23 |
| The University of Texas at Austin | $81,844 | $95,994 | $20,500 | 0.25 |
| Texas Christian University | $78,453 | $90,933 | $19,500 | 0.25 |
| Texas A&M University-College Station | $71,409 | $90,976 | $16,880 | 0.24 |
| University of Phoenix-Texas | $70,963 | $59,017 | $48,469 | 0.68 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Southern Methodist University Dallas | $64,460 | $83,159 | $19,500 |
| The University of Texas at Austin Austin | $11,678 | $81,844 | $20,500 |
| Texas Christian University Fort Worth | $57,220 | $78,453 | $19,500 |
| Texas A&M University-College Station College Station | $13,099 | $71,409 | $16,880 |
| University of Phoenix-Texas Dallas | — | $70,963 | $48,469 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-San Antonio, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 50 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.