Median Earnings (1yr)
$32,243
56th percentile (60th in TX)
Median Debt
$27,023
6% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
33
Adequate data

Analysis

Texas A&M-Texarkana's psychology program faces a troubling pattern: graduates earn $32,243 in their first year, but by year four, those earnings drop to $29,559—a concerning 8% decline when most careers are gaining momentum. While starting salaries slightly exceed both Texas and national medians for psychology programs, placing this in the 60th percentile statewide, the earnings trajectory moves in the wrong direction. The manageable debt load of $27,023 is actually a relative strength here, sitting well below typical borrowing levels for this major.

For context, psychology bachelor's degrees generally lead to modest earnings nationwide, with a $31,482 median across all programs. Texas A&M-Texarkana performs reasonably within this reality. However, parents should note that top Texas psychology programs like UT Permian Basin ($46,009) and TCU ($42,108) produce graduates earning 40-50% more, suggesting that program quality and institutional connections matter significantly in this field. The school's 51% Pell grant rate indicates it serves many first-generation and lower-income students successfully.

The key question: Can your child leverage this degree into graduate school or specialized training? Psychology bachelor's alone rarely lead to high-paying careers, and the declining earnings here suggest many graduates struggle to find professional advancement. At this debt level, the program won't trap students financially, but they should have a clear plan for either graduate education or a specific career path that values this degree.

Where Texas A&M University-Texarkana Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Texas A&M University-TexarkanaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A&M University-Texarkana graduates compare to all programs nationally

Texas A&M University-Texarkana graduates earn $32k, placing them in the 56th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-Texarkana$32,243$29,559$27,0230.84
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572$21,4680.57
National Median$31,482$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Texarkana, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.