Median Earnings (1yr)
$26,291
12th percentile
25th percentile in Texas
Median Debt
$39,265
54% above national median

Analysis

Texas Southern University's psychology program shows troubling economics that can't be fully dismissed despite the small sample size. While graduates earn $26,291 in their first year—slightly below the state median but in the bottom quarter nationally—the real concern is the $39,265 in debt they carry. That's 63% higher than the typical Texas psychology graduate and roughly double what psychology students typically borrow nationwide.

A debt-to-earnings ratio of 1.49 means graduates owe one and a half times their first-year salary, which translates to difficult repayment timelines even on income-driven plans. Among the 72 Texas schools offering psychology degrees, this program ranks in just the 25th percentile for earnings while carrying significantly above-average debt. Top Texas programs like UT Permian Basin ($46,009) and TCU ($42,108) demonstrate what stronger outcomes look like in the state.

The university serves a predominantly low-income student population (71% receive Pell grants), which makes the debt burden particularly concerning. While the small sample means individual circumstances could skew these numbers, the gap between what graduates earn and what they owe suggests this particular path carries meaningful financial risk. If psychology is the goal, exploring other public Texas options with more manageable debt loads would be prudent.

Where Texas Southern University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Texas Southern University graduates compare to all programs nationally

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Southern UniversityHouston$9,173$26,291$39,2651.49
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572$21,4680.57
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southern University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.