Analysis
Texas Southern University's psychology program shows troubling economics that can't be fully dismissed despite the small sample size. While graduates earn $26,291 in their first year—slightly below the state median but in the bottom quarter nationally—the real concern is the $39,265 in debt they carry. That's 63% higher than the typical Texas psychology graduate and roughly double what psychology students typically borrow nationwide.
A debt-to-earnings ratio of 1.49 means graduates owe one and a half times their first-year salary, which translates to difficult repayment timelines even on income-driven plans. Among the 72 Texas schools offering psychology degrees, this program ranks in just the 25th percentile for earnings while carrying significantly above-average debt. Top Texas programs like UT Permian Basin ($46,009) and TCU ($42,108) demonstrate what stronger outcomes look like in the state.
The university serves a predominantly low-income student population (71% receive Pell grants), which makes the debt burden particularly concerning. While the small sample means individual circumstances could skew these numbers, the gap between what graduates earn and what they owe suggests this particular path carries meaningful financial risk. If psychology is the goal, exploring other public Texas options with more manageable debt loads would be prudent.
Where Texas Southern University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Texas Southern University graduates compare to all programs nationally
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,173 | $26,291 | — | $39,265 | 1.49 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southern University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.