Median Earnings (1yr)
$33,647
67th percentile (60th in TX)
Median Debt
$23,250
9% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
197
Adequate data

Analysis

Texas Tech's psychology graduates earn $42,334 four years out—about 37% above the Texas median for this major and nearly $8,000 more than the national benchmark. That 60th percentile ranking among Texas programs is meaningful when you consider the state has 72 schools offering psychology degrees. While students here aren't matching the earnings at UT Permian Basin or TCU, they're clearing a significantly higher bar than most state peers, and doing so with relatively manageable debt of $23,250.

The trajectory matters here. Starting at $33,647 may feel modest, but the 26% earnings growth over four years suggests these graduates are finding their footing in careers that reward experience. The debt-to-earnings ratio of 0.69 isn't exceptional, but it's workable—graduates owe less than they'll earn in their first year, which puts repayment within reach for most students.

For a psychology degree at a school with a 71% admission rate, this represents solid value. You're getting above-average outcomes at a price point that won't require heroic financial sacrifices. The robust sample size means these numbers reliably reflect the actual graduate experience, not outliers.

Where Texas Tech University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Texas Tech UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Tech University graduates compare to all programs nationally

Texas Tech University graduates earn $34k, placing them in the 67th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Tech University$33,647$42,334$23,2500.69
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 197 graduates with reported earnings and 280 graduates with debt data. Small samples may not be representative.