Median Earnings (1yr)
$48,539
24th percentile (40th in TX)
Median Debt
$23,805
2% above national median
Debt-to-Earnings
0.49
Manageable
Sample Size
24
Limited data

Analysis

Texas Woman's University's finance program produces first-year earnings nearly $10,000 below the state median—a significant gap in a field where starting salary matters considerably. At the 40th percentile among Texas finance programs, graduates here earn roughly what peers at mid-tier state schools make, but far less than those at UT Austin ($82K) or Texas A&M ($71K). The modest debt load of $23,805 provides some cushion, resulting in a debt-to-earnings ratio under 0.5, but that's cold comfort when the earnings themselves trail market rates.

The small sample size here—fewer than 30 graduates—means these numbers could swing considerably year to year, making this data less reliable than programs with larger cohorts. TWU's 95% admission rate and 40% Pell population suggest the school serves students who may have fewer options, but that doesn't change the financial calculus: finance is a credential-sensitive field where employer perceptions and alumni networks significantly influence outcomes. If your child is set on finance and TWU is the affordable option, understand they'll likely need strong internships and networking to compete with graduates from the state's flagship programs. Otherwise, consider whether nearby public universities with established business programs might offer better placement prospects at comparable costs.

Where Texas Woman's University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Texas Woman's UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Woman's University graduates compare to all programs nationally

Texas Woman's University graduates earn $49k, placing them in the 24th percentile of all finance and financial management services bachelors programs nationally.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Woman's University$48,539—$23,8050.49
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Woman's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.