Analysis
A bachelor's in biochemistry from The University of Montana faces a fundamental challenge: first-year earnings around $38,000—typical for national biochemistry programs—against $22,250 in estimated debt creates a manageable debt ratio, but the bigger question is whether these figures reflect Montana's reality. Biochemistry graduates nationally earn barely enough to cover basic living costs in their first year, and Montana's limited biotech industry means fewer local opportunities in the field. Most graduates either continue to graduate school (which adds debt but improves earnings) or pivot to adjacent careers in healthcare, environmental science, or education where the degree serves as a foundation rather than a direct credential.
The University of Montana's 96% admission rate and moderate academic profile suggest this program likely serves students who want to keep graduate school options open rather than those heading straight into research positions. The 28% Pell grant population indicates financial aid is available, which matters given that biochemistry graduates typically need additional degrees to reach comfortable salaries. If your child plans to stop at a bachelor's degree and work in Montana, investigate what local employers actually hire for—hospital labs, state agencies, and environmental firms may value the degree differently than the national figures suggest.
The core reality: biochemistry bachelor's programs nationwide produce modest first-year earnings, and Montana offers limited alternatives to compare against. If graduate school is the plan, this debt level is reasonable as a stepping stone. If not, your child needs specific career targets before committing, because the degree alone doesn't guarantee a clear path to financial independence.
Where The University of Montana Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs Nationally
Biochemistry, Biophysics and Molecular Biology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $38,037* | — | $22,250* | — | |
| $63,141 | $63,781* | $84,199 | $23,250* | 0.36 | |
| $7,739 | $57,682* | — | $16,666* | 0.29 | |
| $11,075 | $57,538* | $56,972 | $17,500* | 0.30 | |
| $38,850 | $51,942* | — | $27,000* | 0.52 | |
| $16,430 | $50,474* | $51,989 | $20,185* | 0.40 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.