Analysis
With economics graduates from comparable Tennessee programs starting around $58,000, this bachelor's degree positions graduates near the top of the national range for the field. That estimated first-year figure exceeds both the national median ($51,722) and matches the state median, suggesting UTC's program competes effectively with peer institutions despite the university's accessible 77% admission rate. The estimated $21,650 debt load translates to a manageable 0.37 debt-to-earnings ratioβwell below the warning threshold of 1.0.
The earnings trajectory deserves scrutiny, though. By year four, median earnings drop to $49,196, a pattern that's unusual but not unheard of in economics programs where some graduates pursue further education or shift career paths. Still, even this lower figure keeps pace with the national benchmark and represents achievable monthly debt payments on the estimated loan balance.
For families weighing this investment, the fundamentals look sound based on what similar programs deliver. The debt burden appears reasonable relative to likely starting salaries, and UTC's accessibility makes it a realistic option for Tennessee families. Just remember these figures reflect peer programs rather than UTC's specific outcomesβthe actual graduate pool here may be too small to generate published data. If economics is the goal and staying in-state matters, this program appears positioned to deliver competitive returns without excessive debt.
Where The University of Tennessee-Chattanooga Stands
Earnings vs. debt across all economics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Chattanooga | β | $49,196 | β |
| Duke University | $98,649 | $153,139 | +55% |
| Vanderbilt University | $84,311 | $104,258 | +24% |
| The University of the South | $58,532 | $65,318 | +12% |
| The University of Tennessee-Knoxville | $46,302 | $65,281 | +41% |
Compare to Similar Programs in Tennessee
Economics bachelors's programs at peer institutions in Tennessee (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,144 | $58,173* | $49,196 | $21,650* | β | |
| $63,946 | $84,311* | $104,258 | $12,424* | 0.15 | |
| $53,698 | $58,532* | $65,318 | $24,798* | 0.42 | |
| $54,892 | $57,814* | β | $19,500* | 0.34 | |
| $13,484 | $46,302* | $65,281 | $21,650* | 0.47 | |
| National Median | β | $51,722* | β | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.