Est. Earnings (1yr)
$58,173
Est. from TN median (4 programs)
Est. Median Debt
$21,650
Est. from national median (183 programs)

Analysis

With economics graduates from comparable Tennessee programs starting around $58,000, this bachelor's degree positions graduates near the top of the national range for the field. That estimated first-year figure exceeds both the national median ($51,722) and matches the state median, suggesting UTC's program competes effectively with peer institutions despite the university's accessible 77% admission rate. The estimated $21,650 debt load translates to a manageable 0.37 debt-to-earnings ratioβ€”well below the warning threshold of 1.0.

The earnings trajectory deserves scrutiny, though. By year four, median earnings drop to $49,196, a pattern that's unusual but not unheard of in economics programs where some graduates pursue further education or shift career paths. Still, even this lower figure keeps pace with the national benchmark and represents achievable monthly debt payments on the estimated loan balance.

For families weighing this investment, the fundamentals look sound based on what similar programs deliver. The debt burden appears reasonable relative to likely starting salaries, and UTC's accessibility makes it a realistic option for Tennessee families. Just remember these figures reflect peer programs rather than UTC's specific outcomesβ€”the actual graduate pool here may be too small to generate published data. If economics is the goal and staying in-state matters, this program appears positioned to deliver competitive returns without excessive debt.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all economics bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Chattanoogaβ€”$49,196β€”
Duke University$98,649$153,139+55%
Vanderbilt University$84,311$104,258+24%
The University of the South$58,532$65,318+12%
The University of Tennessee-Knoxville$46,302$65,281+41%

Compare to Similar Programs in Tennessee

Economics bachelors's programs at peer institutions in Tennessee (16 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
The University of Tennessee-ChattanoogaChattanooga$10,144$58,173*$49,196$21,650*β€”
Vanderbilt UniversityNashville$63,946$84,311*$104,258$12,424*0.15
The University of the SouthSewanee$53,698$58,532*$65,318$24,798*0.42
Rhodes CollegeMemphis$54,892$57,814*β€”$19,500*0.34
The University of Tennessee-KnoxvilleKnoxville$13,484$46,302*$65,281$21,650*0.47
National Medianβ€”$51,722*β€”$22,816*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with economics graduates

Economists

Conduct research, prepare reports, or formulate plans to address economic problems related to the production and distribution of goods and services or monetary and fiscal policy. May collect and process economic and statistical data using sampling techniques and econometric methods.

$115,440/yrJobs growth:Master's degree

Environmental Economists

Conduct economic analysis related to environmental protection and use of the natural environment, such as water, air, land, and renewable energy resources. Evaluate and quantify benefits, costs, incentives, and impacts of alternative options using economic principles and statistical techniques.

$115,440/yrJobs growth:Master's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Economics Teachers, Postsecondary

Teach courses in economics. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Market Research Analysts and Marketing Specialists

Research conditions in local, regional, national, or online markets. Gather information to determine potential sales of a product or service, or plan a marketing or advertising campaign. May gather information on competitors, prices, sales, and methods of marketing and distribution. May employ search marketing tactics, analyze web metrics, and develop recommendations to increase search engine ranking and visibility to target markets.

$76,950/yrJobs growth:Bachelor's degree

Search Marketing Strategists

Employ search marketing tactics to increase visibility and engagement with content, products, or services in Internet-enabled devices or interfaces. Examine search query behaviors on general or specialty search engines or other Internet-based content. Analyze research, data, or technology to understand user intent and measure outcomes for ongoing optimization.

$76,950/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Survey Researchers

Plan, develop, or conduct surveys. May analyze and interpret the meaning of survey data, determine survey objectives, or suggest or test question wording. Includes social scientists who primarily design questionnaires or supervise survey teams.

$63,380/yrJobs growth:Master's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.