Median Earnings (1yr)
$66,517
24th percentile (40th in TN)
Median Debt
$24,904
1% above national median
Debt-to-Earnings
0.37
Manageable
Sample Size
77
Adequate data

Analysis

UTC's Mechanical Engineering program lands in the middle of Tennessee's options—performing better than half the state's programs but lagging behind major employers' preferred schools and the national median by about $4,200 in starting salary. At just under $67,000 first-year and climbing to $82,000 by year four, graduates see solid 23% growth, though they begin their careers earning less than the typical mechanical engineer nationwide.

The debt picture offers some relief: at $24,904, it's exactly average for Tennessee engineering programs and results in a manageable 0.37 debt-to-earnings ratio. A graduate will owe about 4.5 months of their first-year salary, which leaves room for other financial goals. The 77% admission rate suggests accessibility, making this a viable path for students who might not gain entry to more competitive programs like Vanderbilt or Tennessee Tech.

The real question is whether the lower starting salary matters long-term. That $4,200 gap versus the national median compounds over a career, potentially reaching six figures in lifetime earnings. For families prioritizing in-state tuition and reasonable selectivity, UTC delivers a legitimate engineering degree with decent growth potential. But students with stronger academic profiles should seriously consider Tennessee Tech or University of Memphis, both offering higher starting salaries at similar or lower debt levels.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

The University of Tennessee-ChattanoogaOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $67k, placing them in the 24th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Mechanical Engineering bachelors's programs at peer institutions in Tennessee (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$66,517$81,689$24,9040.37
Vanderbilt University$78,009$84,813$14,0000.18
Christian Brothers University$71,112—$27,0000.38
University of Memphis$69,386$80,981$27,5000.40
Lipscomb University$67,725—$27,0000.40
Tennessee Technological University$66,228$79,608$20,5000.31
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Vanderbilt University
Nashville
$63,946$78,009$14,000
Christian Brothers University
Memphis
$37,300$71,112$27,000
University of Memphis
Memphis
$10,344$69,386$27,500
Lipscomb University
Nashville
$38,824$67,725$27,000
Tennessee Technological University
Cookeville
$10,084$66,228$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.