Analysis
UTC's Mechanical Engineering program lands in the middle of Tennessee's options—performing better than half the state's programs but lagging behind major employers' preferred schools and the national median by about $4,200 in starting salary. At just under $67,000 first-year and climbing to $82,000 by year four, graduates see solid 23% growth, though they begin their careers earning less than the typical mechanical engineer nationwide.
The debt picture offers some relief: at $24,904, it's exactly average for Tennessee engineering programs and results in a manageable 0.37 debt-to-earnings ratio. A graduate will owe about 4.5 months of their first-year salary, which leaves room for other financial goals. The 77% admission rate suggests accessibility, making this a viable path for students who might not gain entry to more competitive programs like Vanderbilt or Tennessee Tech.
The real question is whether the lower starting salary matters long-term. That $4,200 gap versus the national median compounds over a career, potentially reaching six figures in lifetime earnings. For families prioritizing in-state tuition and reasonable selectivity, UTC delivers a legitimate engineering degree with decent growth potential. But students with stronger academic profiles should seriously consider Tennessee Tech or University of Memphis, both offering higher starting salaries at similar or lower debt levels.
Where The University of Tennessee-Chattanooga Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Chattanooga graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Chattanooga | $66,517 | $81,689 | +23% |
| Vanderbilt University | $78,009 | $84,813 | +9% |
| University of Memphis | $69,386 | $80,981 | +17% |
| The University of Tennessee-Knoxville | $65,756 | $80,833 | +23% |
| Tennessee Technological University | $66,228 | $79,608 | +20% |
Compare to Similar Programs in Tennessee
Mechanical Engineering bachelors's programs at peer institutions in Tennessee (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,144 | $66,517 | $81,689 | $24,904 | 0.37 | |
| $63,946 | $78,009 | $84,813 | $14,000 | 0.18 | |
| $37,300 | $71,112 | — | $27,000 | 0.38 | |
| $10,344 | $69,386 | $80,981 | $27,500 | 0.40 | |
| $38,824 | $67,725 | — | $27,000 | 0.40 | |
| $10,084 | $66,228 | $79,608 | $20,500 | 0.31 | |
| National Median | — | $70,744 | — | $24,755 | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 77 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.