Median Earnings (1yr)
$66,517
24th percentile
40th percentile in Tennessee
Median Debt
$24,904
1% above national median

Analysis

UTC's Mechanical Engineering program lands in the middle of Tennessee's options—performing better than half the state's programs but lagging behind major employers' preferred schools and the national median by about $4,200 in starting salary. At just under $67,000 first-year and climbing to $82,000 by year four, graduates see solid 23% growth, though they begin their careers earning less than the typical mechanical engineer nationwide.

The debt picture offers some relief: at $24,904, it's exactly average for Tennessee engineering programs and results in a manageable 0.37 debt-to-earnings ratio. A graduate will owe about 4.5 months of their first-year salary, which leaves room for other financial goals. The 77% admission rate suggests accessibility, making this a viable path for students who might not gain entry to more competitive programs like Vanderbilt or Tennessee Tech.

The real question is whether the lower starting salary matters long-term. That $4,200 gap versus the national median compounds over a career, potentially reaching six figures in lifetime earnings. For families prioritizing in-state tuition and reasonable selectivity, UTC delivers a legitimate engineering degree with decent growth potential. But students with stronger academic profiles should seriously consider Tennessee Tech or University of Memphis, both offering higher starting salaries at similar or lower debt levels.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Chattanooga$66,517$81,689+23%
Vanderbilt University$78,009$84,813+9%
University of Memphis$69,386$80,981+17%
The University of Tennessee-Knoxville$65,756$80,833+23%
Tennessee Technological University$66,228$79,608+20%

Compare to Similar Programs in Tennessee

Mechanical Engineering bachelors's programs at peer institutions in Tennessee (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-ChattanoogaChattanooga$10,144$66,517$81,689$24,9040.37
Vanderbilt UniversityNashville$63,946$78,009$84,813$14,0000.18
Christian Brothers UniversityMemphis$37,300$71,112$27,0000.38
University of MemphisMemphis$10,344$69,386$80,981$27,5000.40
Lipscomb UniversityNashville$38,824$67,725$27,0000.40
Tennessee Technological UniversityCookeville$10,084$66,228$79,608$20,5000.31
National Median$70,744$24,7550.35

Career Paths

Occupations commonly associated with mechanical engineering graduates

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Aerospace Engineers

Perform engineering duties in designing, constructing, and testing aircraft, missiles, and spacecraft. May conduct basic and applied research to evaluate adaptability of materials and equipment to aircraft design and manufacture. May recommend improvements in testing equipment and techniques.

$134,830/yrJobs growth:Bachelor's degree

Mechanical Engineers

Perform engineering duties in planning and designing tools, engines, machines, and other mechanically functioning equipment. Oversee installation, operation, maintenance, and repair of equipment such as centralized heat, gas, water, and steam systems.

$102,320/yrJobs growth:Bachelor's degree

Fuel Cell Engineers

Design, evaluate, modify, or construct fuel cell components or systems for transportation, stationary, or portable applications.

$102,320/yrJobs growth:Bachelor's degree

Automotive Engineers

Develop new or improved designs for vehicle structural members, engines, transmissions, or other vehicle systems, using computer-assisted design technology. Direct building, modification, or testing of vehicle or components.

$102,320/yrJobs growth:Bachelor's degree

Engineering Teachers, Postsecondary

Teach courses pertaining to the application of physical laws and principles of engineering for the development of machines, materials, instruments, processes, and services. Includes teachers of subjects such as chemical, civil, electrical, industrial, mechanical, mineral, and petroleum engineering. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cost Estimators

Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.

$77,070/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.