Liberal Arts and Sciences, General Studies and Humanities at The University of Tennessee-Knoxville
Bachelor's Degree
utk.eduAnalysis
A liberal arts degree from UT-Knoxville comes with estimated debt of $28,426, based on what similar Tennessee public universities report for their graduates. While that debt load sits near the national median for these programs, the estimated first-year earnings of $37,437 place this degree squarely in the middle of the pack—roughly matching what other Tennessee liberal arts programs produce. The debt-to-earnings ratio of 0.76 means graduates would owe about nine months' salary, which is manageable but not exceptional for a flagship university.
What's harder to assess here is whether UT-Knoxville's stronger reputation and more selective admissions (SAT of 1304, 46% acceptance rate) translate into better career outcomes than these peer-program estimates suggest. Some Tennessee schools with reported data—like Lee University and Middle Tennessee State—show liberal arts graduates earning $45,000 or more in their first year, significantly above these estimates. That gap could indicate UT-Knoxville performs differently, or it could reflect the variability inherent in broad liberal arts programs where outcomes depend heavily on the student's specific focus and career path.
The practical challenge: you're looking at middle-of-the-road projections for a program at a school that markets itself as Tennessee's premier public institution. If UT-Knoxville's liberal arts graduates actually outperform these state medians, this could be a solid foundation degree. If they don't, you're paying flagship tuition for average outcomes.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in Tennessee
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Tennessee (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $37,437* | — | $28,426* | — | |
| $22,690 | $45,678* | $34,588 | $28,979* | 0.63 | |
| $9,506 | $45,074* | $45,804 | $29,723* | 0.66 | |
| $38,450 | $41,320* | $38,385 | —* | — | |
| $41,320 | $41,245* | $59,218 | $29,438* | 0.71 | |
| $8,568 | $37,716* | $51,110 | $38,562* | 1.02 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in TN. Actual outcomes may vary.